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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7785 reviews)

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4.94

Based on 7,785 reviews, last reviewed 7th Mar 2026

57300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Helping my family boost our money Easy to set up, great app, amazing interest rates. Very happy Reviewed on: 7th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7785)

super quick to up interest rates

Zopa suits our needs the ability to split savings into pots with different interest and notice periods is brilliant. account easy to open. I have never experienced problems with Android app . Zopa are super quick to adjust rates following BOE changes. Would highly reccomend Reviewed on: 11th January 2023

Great tiered savings

Great to find Zopa, I didn't realise the Smart Saver had the option of the tiered rates for 'boosted pots', all transfered simply from the Primary amount. Each pot can be locked away for either 7, 31 or 95 days, brilliant idea, all in one place too! And they have a decent rate on their 1 year fixed bond (4.1%). So easy to open the app and get set up. Thanks Zopa! Reviewed on: 11th January 2023

Great app & savings rates

Manage and access you money easily using their app and great savings rate too. Reviewed on: 11th January 2023

Easy to set up and app works perfectly

Using their app is an absolute pleasure. Depositing money is very easy, rates are the best in the market and setting everything up is super quick. Reviewed on: 11th January 2023

User friendly, great interest rates

Zopa's Smart Saver is a great product. It's easy to move money in and out. The different pots, with interest rates relating to notice period are brilliant for locking away some money, while keeping other funds within easy access. Reviewed on: 11th January 2023

Best saving account out there

Can not fault. Absolutely brilliant, very competitive savings rate. Good interface app Reviewed on: 10th January 2023

Notice Accounts for the Masses

Finally, a bank which has made notice accounts modern - no longer a fusty old product! Thanks Zopa. Reviewed on: 10th January 2023

Great app/ easy to use/ good rates

Love the security, speed and ease of use of the zopa smart saver. Easiest way to save! Reviewed on: 10th January 2023

Easy process, great rates

I have a smart saver account with Zopa. It was very easy to set up and I’m really pleased with the rates they offer. Reviewed on: 10th January 2023

Excellent and very easy to use

Really good very easy to set up Reviewed on: 10th January 2023

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

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Zopa: Smart Saver reviews

57300% increase in 5 star reviews

100% decrease in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Zopa: Smart Saver now

Zopa Smart Saver reviews (7785)

super quick to up interest rates

Great tiered savings

Great app & savings rates

Easy to set up and app works perfectly

User friendly, great interest rates

Best saving account out there

Notice Accounts for the Masses

Great app/ easy to use/ good rates

Easy process, great rates

Excellent and very easy to use

Review Zopa: Smart Saver now

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