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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8145)

Best savings product available

Incredibly easy to set up and to get the best rate available for instant access Reviewed on: 11th January 2023

Great

Easy onboarding, topping up from accounts and rates Reviewed on: 11th January 2023

No problems at all

Easy to setup, no fuss and a fair rate. Reviewed on: 11th January 2023

Great account

Great interest easy access. Easy to use App Reviewed on: 11th January 2023

Super zopa

Excellent savings account , rates are good and easy to use app Reviewed on: 11th January 2023

Back to basics

Everything very simple and straightforward and brilliant interests. Reviewed on: 11th January 2023

Super fast reliable banking

High speed banking transactions with savings accounts with the highest interest rates Reviewed on: 11th January 2023

Great Savings Account

I’ve been saving in this account for 5 months now and have found it so easy to use and brilliant interest rates. I’ve enjoyed locking funds away and not being able to dip in too easily. I’ve recommended to friends and family who have set up accounts. Reviewed on: 11th January 2023

Easy to Save

The action to set up an account on line is simple and straightforward to follow. Linking to another account to transfer money in or out is similarly a breeze. Money moves without hardly any delay. Rates are excellent and rise as the bank rate rises. Reviewed on: 11th January 2023

Easy to use and great rates

Easy to use and great rates. Love being able to create seperate pots of money on different rates and time periods. Reviewed on: 11th January 2023

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