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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Great Service

What more can I say - just great service Reviewed on: 11th January 2023

Swift, easy, no hassle

Easy set up, very swift and fast transactions between bank account and savings, instant notifications. Great rates Reviewed on: 11th January 2023

Best saving app I have used so far

Easy to manage in app and great interest rates for easy access allowing you multiple savings pots Reviewed on: 11th January 2023

Top

best easy access account at the moment Great app also nice and easy to use No probs . Reviewed on: 11th January 2023

Best savings product available

Incredibly easy to set up and to get the best rate available for instant access Reviewed on: 11th January 2023

Great

Easy onboarding, topping up from accounts and rates Reviewed on: 11th January 2023

No problems at all

Easy to setup, no fuss and a fair rate. Reviewed on: 11th January 2023

Great account

Great interest easy access. Easy to use App Reviewed on: 11th January 2023

Super zopa

Excellent savings account , rates are good and easy to use app Reviewed on: 11th January 2023

Back to basics

Everything very simple and straightforward and brilliant interests. Reviewed on: 11th January 2023

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