Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Super fast reliable banking

High speed banking transactions with savings accounts with the highest interest rates Reviewed on: 11th January 2023

Great Savings Account

I’ve been saving in this account for 5 months now and have found it so easy to use and brilliant interest rates. I’ve enjoyed locking funds away and not being able to dip in too easily. I’ve recommended to friends and family who have set up accounts. Reviewed on: 11th January 2023

Easy to Save

The action to set up an account on line is simple and straightforward to follow. Linking to another account to transfer money in or out is similarly a breeze. Money moves without hardly any delay. Rates are excellent and rise as the bank rate rises. Reviewed on: 11th January 2023

Easy to use and great rates

Easy to use and great rates. Love being able to create seperate pots of money on different rates and time periods. Reviewed on: 11th January 2023

Zopa is really good

I've been using Zopa for a few months now. I really like the app and the account features. I also like that they've consistently put the interest rates up with the base rate. Reviewed on: 11th January 2023

competitive & user friendly

Zopa's savings product offers a user friendly service with competitive rates. Reviewed on: 11th January 2023

Excellent product

Simple and convenient product to use. Great interest rates. Reviewed on: 11th January 2023

Good interest savings

Good rate of interest, quick to raise rates when Bank of England raise it, very flexible on short and long term savings. Reviewed on: 11th January 2023

Fantastic service

Great service,good information.Easy to communicate with zopa. Reviewed on: 11th January 2023

The best rates!

Zopa always offer the best interest rates and the app is really easy to use! Reviewed on: 11th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Children's savings accounts
from Nottingham Building Society 4.06 from 1 reviews
Savings
from Darlington Credit Union 0.00 from 0 reviews
Fixed Term Savings
from Metro Bank 4.43 from 223 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub