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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8145)

Very easy

Simple to set up and operate, great rates. Reviewed on: 11th January 2023

So easy to use! Love it!!

I wanted a separate account to save for Christmas and Zopa was the one for me. Reviewed on: 11th January 2023

The best

Great service and best rate Easy to open and helpful bank Reviewed on: 11th January 2023

Great savings account

Simple, yet so effective. Great product and company with flexible product accordingly Reviewed on: 11th January 2023

Fantastic, smooth

Very fluid experience and intuitive app. Fast deposits and withdrawals. Monthly interest payments are a bonus! Reviewed on: 11th January 2023

Zopa

Honestly this is the best credit card I’ve had, and the saver scheme they have is amazing! Reviewed on: 11th January 2023

Competitive rates of interest

Chose Zopa as their interest rates are more than competitive with banks and building societies. So easy to communicate with easy access within the parameters of the choice of savings account. Would highly recommend. Reviewed on: 11th January 2023

Super Zopa

Easy to use, good rate of interest, what's not to like Reviewed on: 11th January 2023

Great saving account

Fantastic saving account with a really good interest rate Reviewed on: 11th January 2023

Easy to use & reliable

Great app, rates increased in line with Bank of England rises. They follow through on what they advertise and have a good range of products available Reviewed on: 11th January 2023

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