Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Best savings A/C

This savings provider offers seriously good uncomplicated savings products with excellent rates. By far the easiest online savings account t that I have ever had. Reviewed on: 11th January 2023

Simple savings

Easy to use app and offers good interest rates so what's not to like Reviewed on: 11th January 2023

Easy instant access

Very easy to use app, great interest rate, overall very pleasing Reviewed on: 11th January 2023

Easy online

Very quick to setup and easy to manage Reviewed on: 11th January 2023

Easy and quick

Clear and easy to understand instructions on how to set up. Very quick to set up via the app and easy to contact customer services. Reviewed on: 11th January 2023

They put the interest up

These guys put the interest up without you asking. Fantastic. App is great as well Reviewed on: 11th January 2023

Savings Account

Does what it says on the tin.... Reviewed on: 11th January 2023

Good interest, simple to use

Easy to open an account, Easy to use via the app. Good interest rates Reviewed on: 11th January 2023

efficient effective

easy to set up, easy to maintain. have recommended to all friends and family...so far 5 of us are onboard. and all very pleased. great service great rates... Reviewed on: 11th January 2023

Smart saver account

Great savings account, good interest, easy to access and I love the fact you can create booster pots. The app is so easy to navigate too. Reviewed on: 11th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings accounts
from Moneybox app 4.77 from 1224 reviews
The Newcastle Big Home Saver
from Newcastle Building Society 3.86 from 4 reviews
Saver
from Bank of Scotland 3.77 from 7 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub