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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8145)

Easy and quick

Clear and easy to understand instructions on how to set up. Very quick to set up via the app and easy to contact customer services. Reviewed on: 11th January 2023

They put the interest up

These guys put the interest up without you asking. Fantastic. App is great as well Reviewed on: 11th January 2023

Savings Account

Does what it says on the tin.... Reviewed on: 11th January 2023

Good interest, simple to use

Easy to open an account, Easy to use via the app. Good interest rates Reviewed on: 11th January 2023

efficient effective

easy to set up, easy to maintain. have recommended to all friends and family...so far 5 of us are onboard. and all very pleased. great service great rates... Reviewed on: 11th January 2023

Smart saver account

Great savings account, good interest, easy to access and I love the fact you can create booster pots. The app is so easy to navigate too. Reviewed on: 11th January 2023

Easy to use. Feel in control of everything.

The best mobile banking app experience out there. Great product and easy to use and in control on your money Reviewed on: 11th January 2023

Excellent app and great rates

The app is super easy to navigate and the interest rates are very competitive Reviewed on: 11th January 2023

Better than the big banks

Zopa has continued to offer savings rates that area so much better than mainstream banks and is so easy to use Reviewed on: 11th January 2023

Excellent company

Easy to use app ,everything is there ,simple to use Reviewed on: 11th January 2023

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