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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8145)

Zopa easy access saver

Very good interest rates that you can access instantly on your phone using a very good app. Reviewed on: 11th January 2023

Top new savings

Great service great app and amazing rate Reviewed on: 11th January 2023

Great interest rates and easy to use

Zopa has the best interest rates I’ve seen and is also so easy to use for someone who is just starting their savings journey. Their email communications are super helpful. Reviewed on: 11th January 2023

Breath of fresh air.

Clean tidy and easy to use. Competitive rates too. Reviewed on: 11th January 2023

East peasy

Just joined ZOPA. Best easy access savings rates currently. Very easy process even for a 60+ user! Reviewed on: 11th January 2023

Great saving service

Easy to navigate app, quick access, quick depositing service, good interest rates - can’t fault it. Reviewed on: 11th January 2023

Best savings rate available

Easy to use app, best savings rate available and boosting with notice pots is super easy Reviewed on: 11th January 2023

Great Savings

Love the fact that you can increase savings rate within the same app with slightly increased notice. Very flexible and easy to use. Reviewed on: 11th January 2023

Best rate for instant access

Best rate out there if you have some money you might want to access. Easy to pay in and withdraw, and app works well. Reviewed on: 11th January 2023

Good rates

Very easy to use good rates and easy to move money Reviewed on: 11th January 2023

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