Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

View other Zopa products

4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8145)

Best rate

Zopa currently has the best rate and the app is easy to use Reviewed on: 11th January 2023

Amazing rates perfect for us!

Found Zopa after hours of research and its perfect for our needs. Currently saving for our second home and having the flexability of the smart saver which offers amazing interest rates, plus the boosted pots is just perfect! Recommended to friends already and they have opened up accounts! Reviewed on: 11th January 2023

Great rates which are kept updated

Very easy to use and understand what’s available Reviewed on: 11th January 2023

Good but not excellent

Generally very good, and excellent rates, but had difficulty getting them to accept a change to my nominated account. Also, they don’t respond to messages, so you have to keep trying until you manage to satisfy the criteria. Reviewed on: 11th January 2023

easy to use top saving rate

the app is very good and super easy to use and saving rates are competitive. Reviewed on: 11th January 2023

Easy to use with good features

Easy to transfer in and out. The system of boosted interest on certain pots is clear and easy to manage. They are quite good at raising their rates after BoE base rate rises. Reviewed on: 11th January 2023

Zopa's app is so easy to use and they are great at keeping customers updated by email.

Zopa has one of the most user - friendly apps I have ever come across. The flexibility of their savings schemes (or pots) mean that it is easy to move money from one to another. Zopa are also proactive in raising interest rates and great at keeping customers informed by email. Reviewed on: 11th January 2023

Great company

Saving with Zopa is a great experience. The app based banking is simple and easy to use. Unlike other high street banks the interest rates are updated on a regular basis giving you the most up to date rates which are regularly market leading. Reviewed on: 11th January 2023

Excellent

Great rates, clear and easy app to use! Reviewed on: 11th January 2023

Intuitive way to quickly and easily put savings aside

Great app and Zopa is very responsive to interest rate changes. The savings pots and the longer term boosts are the best I've used anywhere Reviewed on: 11th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Smile Bank 4.20 from 5 reviews
Everyday Saver
from Halifax 3.83 from 100 reviews
Savings
from Commsave Credit Union 5.00 from 4 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69081 reviews
Credit card
from Zopa 4.94 from 44339 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub