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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8145)

Easy to use,great rates.

Simple to open and very easy to use. Reviewed on: 11th January 2023

Flexibility with ease of use

This account was so easy to open and the app only method of operation is a great innovation providing great flexibility. Reviewed on: 11th January 2023

Saving has been made easier!

Great service provider. Straight forward app making it so easy for anyone to start saving. Highly recommended Reviewed on: 11th January 2023

Great products

Used their normal savings and longer timed savings. Very easy to operate through their aop Reviewed on: 11th January 2023

Straight forward and easy

So easy to save and super leading interest rates Reviewed on: 11th January 2023

Simple savings

A brilliantly simple and easy to use app with rates that put the high street banks to shame. I’ve got my 77 year Dad with an ancient iPhone using it and he loves it too. Reviewed on: 11th January 2023

Best savings account

Zona has the the best savings account in the market. The app is easy to use, and transfers in and out are easy and fast Reviewed on: 11th January 2023

Saver Pots

Excellent, effiecent and very easy to use with an advantageous saving rate that allows you to save without penalty or provide notice for an increased saving rate. Reviewed on: 11th January 2023

Ease of savings

Simplistic banking at its best. Easy withdrawals, incase of unexpected expenses. Reviewed on: 11th January 2023

Easy Peasy Banking

Very straightforward to open an account & manage money matters via the App. Transfers are very fast too - which is helpful - plus interest rates are very competitive. Reviewed on: 11th January 2023

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