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Zopa: Smart Saver reviews

View other Zopa products
4.82
Based on 8,149 reviews, last reviewed 17th Jun 2026
89% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026
VMann's avatar
VMann

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Excellent bank

4
Such a great bank to save with. The app is excellent and very easy to navigate. It's the easiest account I've had to add and withdraw money. Reviewed on: 11th January 2023
Stephen James's avatar
Stephen James

Easy to use account

5
Great mobile app and very competitive interest rates Reviewed on: 11th January 2023
Jordi's avatar
Jordi

Excellent service

5
I've used Zopa for over a year now. Excellent service Reviewed on: 11th January 2023
Andy Puttock's avatar
Andy Puttock

Excellent

5
Simple to use and flexibility on different accounts and different interest rates. Reviewed on: 11th January 2023
Helen Burbridge's avatar
Helen Burbridge

Flexible savings

5
I did some Googling and found that Zopa offers the most flexible savings for my circumstances. The app is ultra-modern, clearly laid out and intuitive. The different savings tiers even provide more interest, depending on your preferred commitment, and an updated statement is immediately available to download. Transparent savings are exactly what I was looking for. Reviewed on: 11th January 2023
Smart Saver's avatar
Smart Saver

Great service

5
Great app, service and interest rates! Reviewed on: 11th January 2023
Chris's avatar
Chris

Easy Savings

5
Very easy to move money in/out of Zopa. Having the choice of longer term savings, not locked in for one or more years like other banks, money can be easily accessed. Reviewed on: 11th January 2023
Andrew Beevers's avatar
Andrew Beevers

Easy, quick, professional.

5
From loading the app and applying for the account the entire process was simple and straightforward. The interest rates are very competitive and the ability to lock various funds into separate pots with distinct notice periods is intelligently done. Reviewed on: 11th January 2023
Andrew Scott's avatar
Andrew Scott

great

5
they have good rates and an easy to use app Reviewed on: 11th January 2023
max taylor's avatar
max taylor

Brilliant

5
Absolutely fantastic account I can only put by a very small amount each month due to cost of living but to know its with Zopa and safe and secure is amazing and if I should need it I can easily access it Reviewed on: 11th January 2023
Alexs Hodge's avatar
Alexs Hodge

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