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Zopa: Smart Saver reviews

4.94
Based on 8,024 reviews, last reviewed 9th Mar 2026
79900% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Best Interest Rate. For good interest rates on your savings I found Zopa to be the best. As for using the web sight on my phone I found it slightly difficult. Reviewed on: 9th March 2026
ray's avatar
ray

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8024)

Best Saving Product on the market

5
I have been using Zopa Smart Saver for 6 months now and it has been a great experience. I started to save more and earn more on what I save. Reviewed on: 10th January 2023

It just works!

5
Sleek app with a seamless experience what more could you want. Reviewed on: 10th January 2023

Great savings account

5
Great interest rate, nice UI and good additional saving features such as boosted pots and recurring top ups Reviewed on: 10th January 2023

Great savings!

5
Great to be saving with Zopa. Their communication is great when adding money/ withdrawing etc. Can't wait for my interest to come in Reviewed on: 10th January 2023

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