Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

View other Zopa products

4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8145)

Flexible savings

I did some Googling and found that Zopa offers the most flexible savings for my circumstances. The app is ultra-modern, clearly laid out and intuitive. The different savings tiers even provide more interest, depending on your preferred commitment, and an updated statement is immediately available to download. Transparent savings are exactly what I was looking for. Reviewed on: 11th January 2023

Great service

Great app, service and interest rates! Reviewed on: 11th January 2023

Easy Savings

Very easy to move money in/out of Zopa. Having the choice of longer term savings, not locked in for one or more years like other banks, money can be easily accessed. Reviewed on: 11th January 2023

Easy, quick, professional.

From loading the app and applying for the account the entire process was simple and straightforward. The interest rates are very competitive and the ability to lock various funds into separate pots with distinct notice periods is intelligently done. Reviewed on: 11th January 2023

great

they have good rates and an easy to use app Reviewed on: 11th January 2023

Brilliant

Absolutely fantastic account I can only put by a very small amount each month due to cost of living but to know its with Zopa and safe and secure is amazing and if I should need it I can easily access it Reviewed on: 11th January 2023

Great app and saving interest

Easy to use app and well laid out. Reviewed on: 11th January 2023

Good rates and app

Very good interest rates and easy to use app Reviewed on: 11th January 2023

Easy yet flexible

Rates are good and the flexibility is perfect. App is easy to use and clear too. Reviewed on: 11th January 2023

Smart saver

Good interest rates and a seamless, user-friendly app to boost savings. Reviewed on: 11th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Easy access savings
from Vida Bank 0.00 from 0 reviews
Savings
from Acorn Community Bank 4.95 from 469 reviews
eSaver
from Danske Bank UK 5.00 from 2 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69081 reviews
Credit card
from Zopa 4.94 from 44339 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub