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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8145)

A pot for everything

Zopa work well for me as a saver (who finds it difficult to spend my money). I have pots for things I need to save for (holidays, car, presents/Christmas, professional fees) and put money in monthly after getting paid and paying all other bills. Knowing that everything is accounted for means I can spend the leftover gilt free! Reviewed on: 11th January 2023

Best easy access savings

Easy to use app, great interest rates with boost pots too Reviewed on: 11th January 2023

Easy

App easy to setup and transfer to new phone. 10/10 Reviewed on: 11th January 2023

Good

Good thanks for the great service Reviewed on: 11th January 2023

Best on the market

Title say is it all. Great app and great rates. Reviewed on: 11th January 2023

Professional service

If you could design an online bank you would be wasting your time as Zopa got there first with a professional, easy to use app and backup Reviewed on: 11th January 2023

Excellent bank

Such a great bank to save with. The app is excellent and very easy to navigate. It's the easiest account I've had to add and withdraw money. Reviewed on: 11th January 2023

Easy to use account

Great mobile app and very competitive interest rates Reviewed on: 11th January 2023

Excellent service

I've used Zopa for over a year now. Excellent service Reviewed on: 11th January 2023

Excellent

Simple to use and flexibility on different accounts and different interest rates. Reviewed on: 11th January 2023

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