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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8142 reviews)

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4.93

Based on 8,142 reviews, last reviewed 18th Apr 2026

121% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good app and easy to use. Good app and easy to use. Never any problems. Reviewed on: 18th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8142)

Great savings account and easy app

Good rate of interest and easy to access Reviewed on: 11th January 2023

Quick, Easy, & High-Tech

All set-up, sorted, and earning interest within 30mins. Reviewed on: 11th January 2023

High saving rates in a clean interface

Initially attracted by the high saving rates - became pleasantly surprised and impressed with the clean UX Reviewed on: 11th January 2023

excellent provider

Easy to use app and competitive interest rates. No problems whatsoever. Reviewed on: 11th January 2023

So Simple

Easy, setup, great app, hassle free! Reviewed on: 11th January 2023

Jobs a good un

With Zopa, you get what’s said on the tin. Great support, quick communication, competitive rates and an easy breezy application process. Can’t go wrong Reviewed on: 11th January 2023

Superb product

Offering best in class interest rates and a range of savings products all in one easy to use app. Highly recommended, very hard to find any fault with it. Reviewed on: 11th January 2023

Greatness at an ungreat time

Needed to move some money so it wasn't just sitting in a little - to no interest account. Did some reading. Stumbled across Zopa. After some research I opened an account. The entire process was slick and easy. Really chuffed with them. Thank you. Reviewed on: 11th January 2023

Great product

Excellent interest rates. Easy to set up and app is very user friendly. Reviewed on: 11th January 2023

top online savings

Easy on line saving at best interest Reviewed on: 11th January 2023

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