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Zopa: Smart Saver reviews

View other Zopa products
4.94
Based on 7,749 reviews, last reviewed 7th Mar 2026
54000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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Latest highest rating:

5

Good interest rates. Good interest rates and easy to use app. I wish that Zopa was a fully funtioning bank and I would move all my transaction to it. Reviewed on: 7th March 2026
Andrew B's avatar
Andrew B

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7749)

Accessible,easy,rewarding account.

5
Easy to access and Navigate account, multiple opportunities to tailor account and savings to your preference. Important information always delivered regarding changes in saving rates, exlusivity offers etc via fomal comminication. Competitive saving rates whilst offering exclusive offers to pre existing customers. Definitely an added bonus. Reviewed on: 16th April 2025
amelia.blake@hotmail.co.uk's avatar
[email protected]

Very good rate on savings.

5
Very good rate on savings.Simple setup. Reviewed on: 16th April 2025
Zbigniew P's avatar
Zbigniew P

Fast withdrawals,good service.

5
Fast withdrawals,good service... Reviewed on: 16th April 2025
andrew h's avatar
andrew h

The Savings products are excellent plus they pay a 2...

5
The Savings products are excellent plus they pay a 2% interest on Beta Bank Account. Reviewed on: 16th April 2025
John Rudd's avatar
John Rudd

Easy to use app.

5
Easy to use app. Excellent rates of interest. Frequency innovations. Reviewed on: 16th April 2025
Chris Bolt's avatar
Chris Bolt

Saving made simple

5
The app is so simple to use, but, if required it is available Reviewed on: 16th April 2025
martin e's avatar
martin e

Expanded my use of Zopa...

5
Have recently expanded my use of Zopa to include their savings account. Very simple and straightforward to set up and implement. They also have a great app too. Reviewed on: 16th April 2025
Micnor's avatar
Micnor

Very easy to use via the Zopa app and good rate of i...

5
Very easy to use via the Zopa app and good rate of interest that’s competitive in the market Reviewed on: 16th April 2025
Vaughan Daniels 's avatar
Vaughan Daniels

All good does what it says on the card and on the app.

5
All good does what it says on the card and on the app. Rare for a bank! Reviewed on: 16th April 2025
Matthew W's avatar
Matthew W

Great I'm glad I found Zopa great rates great commun...

5
Great I'm glad I found Zopa great rates great communication Reviewed on: 16th April 2025
BILLIAM's avatar
BILLIAM

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