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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7750 reviews)

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4.94

Based on 7,750 reviews, last reviewed 7th Mar 2026

54100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

A truly user friendly app-based bank. A truly user friendly app-based bank. Immediate transfers and highly competitive interest rates make it a saver’s ideal destination Reviewed on: 7th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7750)

Great I'm glad I found Zopa great rates great commun...

Great I'm glad I found Zopa great rates great communication Reviewed on: 16th April 2025

Love the functionality of the app and the available...

Love the functionality of the app and the available rates always seem to be pretty competitive. Very happy so far with all my Zopa accounts.. Reviewed on: 16th April 2025

Super dooper Zopa

Zopa offer good rates and a simple platform that enables you to maximise your savings without having pots all over the place. I love being able to monitor my savings via the app - depositing and making withdrawals instantly. This makes for really efficient savings which work harder with less effort. Reviewed on: 16th April 2025

Flexible savings at great interest rates

Flexible savings at great interest rates, and a great App to manage my savings. Reviewed on: 16th April 2025

Zopa is a fantastic savings provider!

Zopa is a fantastic savings provider, always offering advice on my investment and if I can do more to increase my interest Reviewed on: 16th April 2025

Best app on the market

The app is by far the best. Gives instant access to funds and also really easy to save unlike others I’ve used. Reviewed on: 16th April 2025

Very easy app to use, can transfer money between my...

Very easy app to use, can transfer money between my accounts quickly. Everything is clear and understandable. And they offer good rates for their saving accounts. Reviewed on: 16th April 2025

Very good, and easy to use.

Very good, and easy to use. What more can I say ? Reviewed on: 16th April 2025

Great rates & App.

Great rates. Fantastic app. The way banking should be... Reviewed on: 16th April 2025

Great savings

Was so happy with my experience with zopa. I convinced 2 friends to bank with them Reviewed on: 16th April 2025

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