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Zopa: Smart Saver reviews

4.94
Based on 7,755 reviews, last reviewed 7th Mar 2026
54500% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Clear information and competitive rates. Zopa were recommended to me for the ease of applying, good interest rates and the convenience and ease of moving my money around. I must admit I am ve... Read more Reviewed on: 7th March 2026
Kate B's avatar
Kate B

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7755)

Best app on the market

5
The app is by far the best. Gives instant access to funds and also really easy to save unlike others I’ve used. Reviewed on: 16th April 2025

Very easy app to use, can transfer money between my...

5
Very easy app to use, can transfer money between my accounts quickly. Everything is clear and understandable. And they offer good rates for their saving accounts. Reviewed on: 16th April 2025

Very good, and easy to use.

5
Very good, and easy to use. What more can I say ? Reviewed on: 16th April 2025

Great rates & App.

5
Great rates. Fantastic app. The way banking should be... Reviewed on: 16th April 2025

Great savings

4
Was so happy with my experience with zopa. I convinced 2 friends to bank with them Reviewed on: 16th April 2025

.........

5
..... .... ...,.. ....... ....... Reviewed on: 16th April 2025

Easier than any bank online control at its best

5
Easier than any bank online control at its best Reviewed on: 16th April 2025

Great app.

5
Great app. Good savings rates too. Reviewed on: 16th April 2025

Well recommended

5
Only used the savings accounts, but have been very happy with the app Reviewed on: 16th April 2025

Smart saver

5
Great online savings account easy to navigate Reviewed on: 16th April 2025

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