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Zuto: Car finance reviews

Name: Car finance
Rating: 4.58 (294 reviews)

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4.73

Based on 294 reviews, last reviewed 6th Feb 2026

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

87%

2 star

10%

Latest highest rating:

5

Excellent service, great car knowledge and lots of p... Excellent service, great car knowledge and lots of patience! Thanks to Laurence =) Reviewed on: 6th February 2026

Latest lowest rating:

1

What Zuto doesn't tell you What Zuto don't tell you is you can't take out finance with them and buy a car from a private seller, has to be from a dealer and preferably one of th... Read more Reviewed on: 5th October 2025

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About this product

Zuto is a car finance credit broker.

Once you’ve filled out the online application, you’ll get a quick decision. Zuto search a panel of lenders to find the best deal for you and have access to over 200 products including some that aren't available anywhere else. Zuto also run a free vehicle and history check on any car you like.

Zuto car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zuto before, you can also leave a review and share your experience.

Zuto Car finance reviews (294)

Review of the Zuto, Car finance:

VILE

this company is a SCAM! they will take your money, sell you cars that come with MAJOR faults, then the treatment from the staff there customer service is appalling , the CEO James Wilkinson, has no compassion he just passes the book, and blames different departments, Imaging selling a customer a car, with engine failure, a hold in the gas cylinder, left hand hydraulics collapsed. then say the car is working in there report!!! please be aware, I will keep posting this voluntarily to support those who are thinking of giving these people business. Reviewed on: 6th January 2023

Dan was brilliant from the start to the end, polite,...

Dan was brilliant from the start to the end, polite, helpful and explained everything perfectly, we had a laugh too which was nice Reviewed on: 2nd September 2025

In the process of acquiring a loan for a new car.

In the process of acquiring a loan for a new car. Jamie has been dealing with my loan. He has been brilliant through the whole thing. Reviewed on: 2nd September 2025

Adam helm was a brilliant help in finding me a vehic...

Adam helm was a brilliant help in finding me a vehicle and explaining the process and costing in full! Thank you! Reviewed on: 2nd September 2025

Adam is excellent

My experience with zuto was a smooth process. Adam dealt with my application promptly and with excellent customer service. There were many vehicle options to suit my need and Adam dealt directly with the dealer, explained my finance options to me clearly, and secured finance on my 1st choice car. Thank you Reviewed on: 1st September 2025

Amazing customer service

Laura Williamson has been so amazing with helping me find a car, nothing was to much trouble and fast response to all emails. Kept me updated with all details as an when needed quick an smooth process. Reviewed on: 1st September 2025

Excellent customer suppot

Help to clear my finance for my vehicle. Really easy and very happy about the service Reviewed on: 31st August 2025

Jamie was amazing from start to finish!

Jamie was amazing from start to finish! Every time I called the phone was answered straight away and everyone at Zuto are great and extremely helpful. Very happy with my new car! Reviewed on: 30th August 2025

Sean & the team was excellent from start to finish.

Sean & the team was excellent from start to finish. Reviewed on: 30th August 2025

Dan was great!

Dan was great! Made it a very simple process and explained everything with great clarity. I went to view cars this morning not sure of when I could have finance arranged but it was quick and simple. Thanks Dan (give this guy a raise!) Reviewed on: 30th August 2025

A very quick and amazing service

I was very pleased with how quick , efficient using zuto was. Samantha was so helpful and on the case which helped make this process easy. I was working so the fact it was so quick and easy was great. Thank you. Reviewed on: 30th August 2025

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