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Zuto: Car finance reviews

4.73
Based on 294 reviews, last reviewed 6th Feb 2026
97% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
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Latest highest rating:

5

Excellent service, great car knowledge and lots of p... Excellent service, great car knowledge and lots of patience! Thanks to Laurence =) Reviewed on: 6th February 2026
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Leanne Skolosdra

Latest lowest rating:

1

What Zuto doesn't tell you What Zuto don't tell you is you can't take out finance with them and buy a car from a private seller, has to be from a dealer and preferably one of th... Read more Reviewed on: 5th October 2025
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About this product

Zuto is a car finance credit broker.

Once you’ve filled out the online application, you’ll get a quick decision. Zuto search a panel of lenders to find the best deal for you and have access to over 200 products including some that aren't available anywhere else. Zuto also run a free vehicle and history check on any car you like.

Zuto car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zuto before, you can also leave a review and share your experience.

Zuto Car finance reviews (294)

Review of the Zuto, Car finance:

Great customer care and very helpful

5
They were a great team that really helped me to buy my new car with all the help i needed to obtain the finance. I would recommend them to any of my friends and family.. Reviewed on: 28th May 2017

Quick and easy and very helpful staff.

5
I wasn't sure which car I wanted and Daniel Ross was so understanding and patient with me, he gave me some time to think about which car I wanted to buy and he gave me a call the next day to find out if I had made a decision, he was so quick with all the paper work and it was all done within a day.I'm very happy with the service I got will definitely recommend it to friends and family. Reviewed on: 30th August 2025

The customer service was top not.

5
The customer service was top not. Special Sean McEvoy, he was so much helpful. Totally wonderful service from him. Reviewed on: 29th August 2025

If i could give a minus 10 i would for sure. BE WARNED

1
If i could give a minus 10 i would for sure.Utter shambles of a company. A complaint was raised ref P44 KUP vehicle weeks and weeks ago. Jack and Louis have both been promising for weeks to call and keep us updated, guess what they never do!! Apparently its been passed to the Complaints dept approx 2 weeks ago - guess what they have not made contact either. This vehicle has now not been "fit for purpose" for weeks and no one at Zuto gives a damn. You have to be the worst company ever to deal with. Solicitor has now been contacted and the Financial Ombudsman is next on the list. Reviewed on: 29th August 2025

Brilliant service

5
Extremely helpful with not only financing a vehicle but with helping find the perfect one with also giving very helpful information, very friendly attitude and very easy to talk to Reviewed on: 29th August 2025

Adam was great.

5
Adam was great.. very quick to help and very informative. He made the experience very easy and comfortable. I would highly recommend Reviewed on: 28th August 2025

Excellent customer service

5
Adam Helm was very helpful through the process Reviewed on: 28th August 2025

Ollie was very helpful

5
Ollie was very helpful with anything that I had to ask and the process was quick and efficient. Reviewed on: 28th August 2025

Very responsive but internal communication is clearl...

3
Very responsive but internal communication is clearly an issue. Zuto presented incorrect figures which caused problems negotiating with the dealer. It could have blown the deal, but luckily it was quickly resolved and clarified after several back and forths. Reviewed on: 27th August 2025

Sean was very helpful and patient.

5
Sean was very helpful and patient. Happy to give advice but also accept my position where it differed. Reviewed on: 27th August 2025

It was easy finance from Zuto and very friendly and...

5
It was easy finance from Zuto and very friendly and professional staff. In few days got approved. Reviewed on: 27th August 2025