Write a review

Go to business site

Zuto: Car finance reviews

Name: Car finance
Rating: 4.58 (292 reviews)

View other Zuto products

4.71

Based on 292 reviews, last reviewed 8th Dec 2025

76% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

87%

2 star

10%

Latest highest rating:

5

Laura had guided me from the start, providing update... Laura had guided me from the start, providing updates, advising me as needed and just being genuinley helpful throughout the whole process, Nikita als... Read more Reviewed on: 8th December 2025

Latest lowest rating:

1

What Zuto doesn't tell you What Zuto don't tell you is you can't take out finance with them and buy a car from a private seller, has to be from a dealer and preferably one of th... Read more Reviewed on: 5th October 2025

Read all reviews See your review

About this product

Zuto is a car finance credit broker.

Once you’ve filled out the online application, you’ll get a quick decision. Zuto search a panel of lenders to find the best deal for you and have access to over 200 products including some that aren't available anywhere else. Zuto also run a free vehicle and history check on any car you like.

Zuto car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zuto before, you can also leave a review and share your experience.

Zuto Car finance reviews (292)

Review of the Zuto, Car finance:

VILE

this company is a SCAM! they will take your money, sell you cars that come with MAJOR faults, then the treatment from the staff there customer service is appalling , the CEO James Wilkinson, has no compassion he just passes the book, and blames different departments, Imaging selling a customer a car, with engine failure, a hold in the gas cylinder, left hand hydraulics collapsed. then say the car is working in there report!!! please be aware, I will keep posting this voluntarily to support those who are thinking of giving these people business. Reviewed on: 6th January 2023

Laura had guided me from the start, providing update...

Laura had guided me from the start, providing updates, advising me as needed and just being genuinley helpful throughout the whole process, Nikita also took over and was helpful and thorough in the phone call I had with her. Reviewed on: 8th December 2025

Had a nice experience with this team and I will reco...

Had a nice experience with this team and I will recommend this team to everyone that got doubts about to get a car. More importantly I thank Mr Laurence Benson he had been an excellent agent and even stayed after working hours to help me out so thanks again mate. Reviewed on: 5th December 2025

Easy from start to finish

Spoke to Joshua Wilkes, very helpful and the process was completed efficiently. Great service Reviewed on: 11th November 2025

Great service from start to finish.

Great service from start to finish. Got things ready for me fast Reviewed on: 10th November 2025

Outstanding service

James Williamson was very helpful and kept me up to date with all aspects of the deal. Reviewed on: 22nd October 2025

Brilliant customer service easy to do and lovely to...

Brilliant customer service easy to do and lovely to talk to. Very reasonable prices aswell as great value for money. Cars are always spot on. Reviewed on: 13th October 2025

What Zuto doesn't tell you

What Zuto don't tell you is you can't take out finance with them and buy a car from a private seller, has to be from a dealer and preferably one of their cars for sale. Also the car can't be older than 13 years old at the end of your loan and not have more than 100,000 on the clock when you buy it Reviewed on: 5th October 2025

Jake went above and beyond to help me sort a car tha...

Jake went above and beyond to help me sort a car thank you he’s a credit to your team Reviewed on: 30th September 2025

Sean was amazing and friendly, making the process en...

Sean was amazing and friendly, making the process enjoyable and stress free. Reviewed on: 30th September 2025

My experience is pleaseant and smooth...

My experience is pleasant and smooth and dealt with my inquiries professionally. Reviewed on: 30th September 2025

Alternative products

Car Finance
from Moneybarn 4.82 from 3274 reviews
Car finance
from Startline Motor Finance 1.36 from 12 reviews
Car Finance
from V12 Vehicle Finance 1.00 from 2 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub