Write a review

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.84 (1103 reviews)

View other 118 118 Money products

4.84

Based on 1,103 reviews, last reviewed 9th Oct 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

88%

Latest highest rating:

5

Having used 118 118 can’t fault the service. Having used 118 118 can’t fault the service. Really helpful and organised. Reviewed on: 23rd September 2025

Latest lowest rating:

1

I believe this place is getting a lot of reviews. I believe this place is getting a lot of reviews. RemovedThey are a terrible company.Wouldn't recommend low credit no good Reviewed on: 9th October 2025

Read all reviews See your review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Credit card reviews (1103)

Review of the 118 118 Money, Credit card:

Reliable, I’ve never had any problems.

Reliable, I’ve never had any problems. Reviewed on: 23rd April 2025

easy to operate APP great support if you need it...

easy to operate APP great support if you need it Using the card very easy and if you operate card correctly you do get an increase if you need or want it Reviewed on: 19th April 2025

App is very easy to use.

App is very easy to use. I got given a very competitive interest rate and have been very happy with my service. I would probably recommend to someone else if they needed a credit card. Very easy to change payment amount too. Reviewed on: 19th April 2025

My best credit card experience

The 118 118 money app is easy to access with fantastic features and customer service. I get monthly alerts on my direct debit and balance monthly. Reviewed on: 19th April 2025

TOP, very efficient

hassle-free, quick decision and the best part for me lovely and friendly Team Reviewed on: 19th April 2025

All good easy apps happy recomend to a pal

All good easy apps happy recomend to a pal Reviewed on: 18th April 2025

Only had one credit increase in nearly a...

Only had one credit increase in nearly a year Reviewed on: 18th April 2025

Great customer service and friendly service

Great customer service and friendly service Reviewed on: 18th April 2025

Great credit card

Great credit card, excellent customer service! Reviewed on: 18th April 2025

Reliable, quick response with good customer service

Reliable, quick response with good customer service Reviewed on: 18th April 2025

The king of all cards

A life saver card that has been able to stand the test of time. Considering and helpful. A family card that saves the day when all hope is lost. Good charges and friendly. Reviewed on: 18th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Flexicard
from Halifax 4.57 from 5 reviews
Clear Rate Platinum Credit Card
from NatWest 4.51 from 18 reviews
Credit Card
from Metro Bank 4.86 from 879 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.89 from 1815 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub