Smart Money People Logo

118 118 Money: Credit card reviews

4.84
Based on 1,103 reviews, last reviewed 9th Oct 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
3%

Latest highest rating:

5

Having used 118 118 can’t fault the service. Having used 118 118 can’t fault the service. Really helpful and organised. Reviewed on: 23rd September 2025
Anthony d's avatar
Anthony d

Latest lowest rating:

1

I believe this place is getting a lot of reviews. I believe this place is getting a lot of reviews. RemovedThey are a terrible company.Wouldn't recommend low credit no good Reviewed on: 9th October 2025
Lee's avatar
Lee

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Credit card reviews (1103)

Review of the 118 118 Money, Credit card:

All very good, good experience, great help with money

5
All very good, good experience, great help with money Reviewed on: 22nd April 2025

Excellent customer service, transparent, honest an...

4
Excellent customer service, transparent, honest and easy to use, good security too Reviewed on: 15th April 2025

Very good credit card

5
Very happy with service received Reviewed on: 15th April 2025

Easy to apply

5
Easy to apply for a loan or a credit card the customer service is very good, no problems applying online Reviewed on: 15th April 2025

Got a loan and credit card very easy to use always h...

5
Got a loan and credit card very easy to use always helpful Reviewed on: 15th April 2025

Always very helpful.

5
Always very helpful. Always there for you to talk to Reviewed on: 15th April 2025

Excellent service both with the loan and card servic...

5
Excellent service both with the loan and card service so no complaints Reviewed on: 15th April 2025

Very good company always helpful if need to call

5
Very good company always helpful if need to call Reviewed on: 15th April 2025

Everything is in the app that answers all questions...

5
Everything is in the app that answers all questions have had no problems at all Reviewed on: 15th April 2025

Customer service

5
Alway been good customer bservic and helpful Reviewed on: 15th April 2025

Ok but high interest

3
The card is good the credit limit is good but you are ripping me off with interest charged unfair Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products