Smart Money People Logo

118 118 Money: Personal loan reviews

4.89
Based on 1,815 reviews, last reviewed 21st Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026
Jon's avatar
Jon

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Personal loan reviews (1815)

Review of the 118 118 Money, Personal loan:

Always helpful and if their is an issue very fast to...

5
Always helpful and if their is an issue very fast to resolve. Reviewed on: 22nd April 2025

Seem like a good service so far

4
Seem like a good service so far, would be good to have the option to pay off extra amounts of loans. Other than that am quite satisfied. Reviewed on: 15th April 2025

So quick, affordable and understanding

5
So quick, affordable and understanding Reviewed on: 15th April 2025

Quick easy service very helpful would recommend

5
Quick easy service very helpful would recommend Reviewed on: 15th April 2025

118 Review.

5
I had a very good experience with 118 they are 1 of the best loin company I apply with and also the inches are really good when that loin is finish I hope to get another one if I can Reviewed on: 15th April 2025

Arranging and Receiving My Loan Was Faultless The Pr...

5
Arranging and Receiving My Loan Was Faultless The Process Was So Easy And Payment Was Fast I Would Certainly Recommend 118118 And Hope To Continue To Use You For Many More Years Reviewed on: 15th April 2025

Easy to use

5
Easy to use and really straight forward experience Reviewed on: 15th April 2025

Very quick to deal with it was hassle free ad got f...

5
Very quick to deal with it was hassle free and got funds when i needed them quickly Reviewed on: 15th April 2025

Fast and easy to apply and fast payments

5
Fast and easy to apply and fast payments Reviewed on: 15th April 2025

Help hands recommend evrybody .

5
Help hands recommend evrybody .pomocną dłoń dla wszystkich polecam Reviewed on: 15th April 2025

Amazing quick serivce..

5
Amazing quick serivce.. the staff soo friendly and payment within no time.. amazing service Reviewed on: 15th April 2025