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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Application

It was an easy process. The steps were easily to follow when I applied. Reviewed on: 30th March 2026

Very easy service to use, good customer service

Very easy service to use, good customer service Reviewed on: 30th March 2026

Good service

Easy to apply and app easy to use Reviewed on: 30th March 2026

The app is user friendly.

The app is user friendly. Straightforward loan Reviewed on: 30th March 2026

Easy and fast

Easy and fast loan to get.No trouble at all. They very helpfull Reviewed on: 30th March 2026

Very good no complaints from me struggled with other...

Very good no complaints from me struggled with other companies this was so easy and hassle free Reviewed on: 30th March 2026

Absolutely amazing have really helped me when in need

Absolutely amazing have really helped me when in need Reviewed on: 30th March 2026

Great response

Quick and easy access to my loan, response was in minutes Reviewed on: 30th March 2026

Easy to deal with great communication app is easy to...

Easy to deal with great communication app is easy to navigate no jargon everything in plain English Reviewed on: 30th March 2026

Easy and simple loan

I remember applying almost 3 years ago and it was really simple! The interest rate was really reasonable and I’ve never had any issues in repayment as the options were really good to choose from with what was affordable for me at the time! Reviewed on: 30th March 2026

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