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118 118 Money: Personal loan reviews

4.89
Based on 4,602 reviews, last reviewed 13th May 2026
253700% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Didn't take long at all easy from start to finish. Didn't take long at all easy from start to finish. The app is fantastic and easy to use very impressed with the service overall. Reviewed on: 13th May 2026
Christine C's avatar
Christine C

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4602)

Application

5
It was an easy process. The steps were easily to follow when I applied. Reviewed on: 30th March 2026

Very easy service to use, good customer service

5
Very easy service to use, good customer service Reviewed on: 30th March 2026

Good service

4
Easy to apply and app easy to use Reviewed on: 30th March 2026

The app is user friendly.

5
The app is user friendly. Straightforward loan Reviewed on: 30th March 2026

Easy and fast

5
Easy and fast loan to get.No trouble at all. They very helpfull Reviewed on: 30th March 2026

Very good no complaints from me struggled with other...

5
Very good no complaints from me struggled with other companies this was so easy and hassle free Reviewed on: 30th March 2026

Absolutely amazing have really helped me when in need

5
Absolutely amazing have really helped me when in need Reviewed on: 30th March 2026

Great response

5
Quick and easy access to my loan, response was in minutes Reviewed on: 30th March 2026

Easy to deal with great communication app is easy to...

5
Easy to deal with great communication app is easy to navigate no jargon everything in plain English Reviewed on: 30th March 2026

Easy and simple loan

5
I remember applying almost 3 years ago and it was really simple! The interest rate was really reasonable and I’ve never had any issues in repayment as the options were really good to choose from with what was affordable for me at the time! Reviewed on: 30th March 2026

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