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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Easy to setup can see plan on portal

5
Easy to setup can see plan on portal Reviewed on: 30th March 2026

Easy to apply and easy to understand the forms and c...

5
Easy to apply and easy to understand the forms and cost Reviewed on: 30th March 2026

Great experience Helpfull get back to you when needed

5
Great experience Helpfull get back to you when needed Reviewed on: 30th March 2026

118 118. Flexible money when you need it. .

5
118 118 Money are a straight forward and professional company to deal with. Excellent communication - good rates. Reviewed on: 30th March 2026

I am extremely happy with the service that 118118 Mo...

5
I am extremely happy with the service that 118118 Money is providing to their clients I searched every where for a year or two couldn’t find a loan that could match my company needs as soon as I found 118118 Money they instantly approved my loan within an hour the money was in my bank and l was so glad I payed all the bills for my company which were overdue I was so happy that day a huge weight was lifted off my shoulders thank you so much 118118Money for your quick service. Reviewed on: 30th March 2026

I had opened my loan and within 10 minutes the money...

5
I had opened my loan and within 10 minutes the money was in my bank which was very helpful, amazing service by this company, would definitely recommend, monthly payments are affordable and so is the interest Reviewed on: 30th March 2026

118 have been fantastic throughout my whole process.

5
118 have been fantastic throughout my whole process. They’ve been clear, transparent and honest in the service provided and are simple and easy to use. Reviewed on: 30th March 2026

Easy process just high interest rate

5
Easy process just high interest rate Reviewed on: 30th March 2026

Asked for a loan , it was so easy ,in my bank with m...

5
Asked for a loan , it was so easy ,in my bank with minutes. No fuss no drama Reviewed on: 30th March 2026

I had a great experience with this company fast and...

5
I had a great experience with this company fast and efficient in making a decision and forwarding funds over ***** Reviewed on: 30th March 2026

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