Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Personal loan reviews

4.76
Based on 4,610 reviews, last reviewed 21st Jun 2026
254500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4610)

terrible service.

1
terrible service. shocking rates no value for money whatsoever. wouldn’t recommend Reviewed on: 20th April 2026

Quick, simple and hassle-free service

5
Easy and straightforward process from start to finish. The application was simple to complete, and the approval came through quickly. Funds were transferred without delay, making the whole experience smooth and hassle-free. Would definitely recommend for anyone needing a quick and reliable loan. Reviewed on: 20th April 2026

Excellent company, helpful and app has everything to...

5
Excellent company, helpful and app has everything to see easier Reviewed on: 20th April 2026

My experience with 118 118 Money was great

5
My experience with 118 118 Money was okay overall. The application process was simple enough, but it took a bit longer than expected to get a response. While the terms were explained, I think more clarity on fees and repayment details would have helped. Customer service was polite, but response times could be faster. Not bad, but there’s definitely room for improvement. Reviewed on: 20th April 2026

Good service very helpful safe your time

5
Good service very helpful safe your time Reviewed on: 20th April 2026

Perfect company to take a loan out with.

5
Perfect company to take a loan out with. Not a high interest. Very efficient. Reviewed on: 20th April 2026

Can’t fault this company.

5
Can’t fault this company. I haven’t got the greatest credit score but managed to get a loan with a smooth process. Reviewed on: 20th April 2026

Applied online.

5
Applied online. Check done and money offered. Deposit in bank swiftly. Reviewed on: 20th April 2026

Fast and quick service, nothing is too much trouble

5
Fast and quick service, nothing is too much trouble Reviewed on: 20th April 2026

Very user friendly application process with clear di...

4
Very user friendly application process with clear directions and information regarding repayment arrangements. Reviewed on: 20th April 2026

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review