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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Great customer service.

Great customer service.And great experience so far. Reviewed on: 20th April 2026

Super customer service and good rates

Super customer service and good rates Reviewed on: 20th April 2026

terrible service.

terrible service. shocking rates no value for money whatsoever. wouldn’t recommend Reviewed on: 20th April 2026

Quick, simple and hassle-free service

Easy and straightforward process from start to finish. The application was simple to complete, and the approval came through quickly. Funds were transferred without delay, making the whole experience smooth and hassle-free. Would definitely recommend for anyone needing a quick and reliable loan. Reviewed on: 20th April 2026

Excellent company, helpful and app has everything to...

Excellent company, helpful and app has everything to see easier Reviewed on: 20th April 2026

My experience with 118 118 Money was great

My experience with 118 118 Money was okay overall. The application process was simple enough, but it took a bit longer than expected to get a response. While the terms were explained, I think more clarity on fees and repayment details would have helped. Customer service was polite, but response times could be faster. Not bad, but there’s definitely room for improvement. Reviewed on: 20th April 2026

Good service very helpful safe your time

Good service very helpful safe your time Reviewed on: 20th April 2026

Perfect company to take a loan out with.

Perfect company to take a loan out with. Not a high interest. Very efficient. Reviewed on: 20th April 2026

Can’t fault this company.

Can’t fault this company. I haven’t got the greatest credit score but managed to get a loan with a smooth process. Reviewed on: 20th April 2026

Applied online.

Applied online. Check done and money offered. Deposit in bank swiftly. Reviewed on: 20th April 2026

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