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118 118 Money: Personal loan reviews

4.76
Based on 4,610 reviews, last reviewed 21st Jun 2026
254500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4610)

Easy to use, fast results!

5
Easy to use, fast results, quick with response to emails. Haven't had an issue using them. Reviewed on: 20th April 2026

Very fast application process.

5
Very fast application process. Money was delivered within minutes of approval. Reviewed on: 20th April 2026

Very good experience helped me with a loan at a time...

5
Very good experience helped me with a loan at a time that I really needed it I also have a credit card Reviewed on: 20th April 2026

It’s was smooth and also quick money transfer

5
It’s was smooth and also quick money transfer Reviewed on: 20th April 2026

Really easy to do online

5
I got my loan online which was really easy and straight forward to do. I would definitely recommend having a look to see if it's suitable for you. Reviewed on: 20th April 2026

Very easy and quick service , didn't take long in pr...

5
Very easy and quick service , didn't take long in processing Reviewed on: 20th April 2026

Application Process

5
The application process was simple and quick, and the money was sent swiftly. I haven't encountered any problems since registering and downloading everything. Reviewed on: 20th April 2026

smoothtastic

5
smooth experience and very simple to apply. Reviewed on: 20th April 2026

Fantastic!! Speedy and easy!

5
118 118 money was fast, quick and easy, the app makes it super fabulous to keep track of payments made and payments left as it is very clear and simple to understand which is always appreciated when dealing with money! Reviewed on: 20th April 2026

Great app & easy to contact.

5
Great app & easy to contact. Super friendly and would use again. They are easy to work with as a customer. Reviewed on: 20th April 2026

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