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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.87 (1813 reviews)

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4.90

Based on 1,813 reviews, last reviewed 4th Nov 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

118 118 Money are an IRRESPONSIBLE LENDER 118 118 Money are an IRRESPONSIBLE LENDER stitching me up with a loan I could not afford, then selling my debt, cos I couldnt afford the repayments! Reviewed on: 4th November 2025

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (1813)

I’m really glad.

I’m really glad to share that I’ve now taken out my second loan with 118 118 Money — the first one has already been fully repaid. The application process is straightforward, everything is clearly explained, and I’ve always found their service to be transparent and easy to navigate. Thank you for the continued support — I really appreciate the help and smooth experience throughout. Reviewed on: 22nd April 2025

Very helpful excellent..great

Very helpful excellent great..on time Reviewed on: 22nd April 2025

Excellent and exceptional service delivery.

Excellent and easy to access service delivery. Contact was professional and helpful. Reviewed on: 22nd April 2025

Very easy to apply and a quick reply

Very easy to apply and a quick reply Reviewed on: 22nd April 2025

Great provider!

Smooth process from start to finish, incredibly helpful and courteous when contact is needed. Easy to understand documentation. Reviewed on: 22nd April 2025

118 118 Experience

Loan is good but not good experience with applying for a credit card Reviewed on: 22nd April 2025

Quick and easy process, decision made quickly

Quick and easy process, decision made quickly Reviewed on: 22nd April 2025

Needed a loan and it was easy and simple to...

Needed a loan and it was easy and simple to apply Reviewed on: 22nd April 2025

118 money review

Really easy app easy to follow and really friendly Reviewed on: 22nd April 2025

Very easy to use and very self explanatory with all...

Very easy to use and very self explanatory with all services Reviewed on: 22nd April 2025

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