Write a review

Newsletter

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

View other 118 118 Money products

4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (4612)

Haven’t really had a face to face experience, just u...

Haven’t really had a face to face experience, just used online and that was easy enough Reviewed on: 20th April 2026

I have no problem with 118, reliable company

I have no problem with 118, reliable company Reviewed on: 20th April 2026

Easy to use, fast results!

Easy to use, fast results, quick with response to emails. Haven't had an issue using them. Reviewed on: 20th April 2026

Very fast application process.

Very fast application process. Money was delivered within minutes of approval. Reviewed on: 20th April 2026

Very good experience helped me with a loan at a time...

Very good experience helped me with a loan at a time that I really needed it I also have a credit card Reviewed on: 20th April 2026

It’s was smooth and also quick money transfer

It’s was smooth and also quick money transfer Reviewed on: 20th April 2026

Really easy to do online

I got my loan online which was really easy and straight forward to do. I would definitely recommend having a look to see if it's suitable for you. Reviewed on: 20th April 2026

Very easy and quick service , didn't take long in pr...

Very easy and quick service , didn't take long in processing Reviewed on: 20th April 2026

Application Process

The application process was simple and quick, and the money was sent swiftly. I haven't encountered any problems since registering and downloading everything. Reviewed on: 20th April 2026

smoothtastic

smooth experience and very simple to apply. Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Thamesbank Credit Union 4.54 from 38 reviews
Peer to peer lending (discontinued)
from eMoneyUnion (inactive company) 4.06 from 1 reviews
Loans
from Hoot Credit Union 4.41 from 12 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.73 from 5644 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub