Write a review

Go to business site

1st Central: Car insurance reviews

Name: Car insurance
Rating: 1.5 (951 reviews)

View other 1st Central products

1.50

Based on 951 reviews, last reviewed 13th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

23% increase in 1 star reviews

in the past 90 days

11%

80%

Latest highest rating:

5

Good and not too expensive Was looking for good value car insurance and found this one. Not too expensive and so far can’t say anything bad. Very easy to sign up. Reviewed on: 5th September 2025

Latest lowest rating:

1

FRAUDSTERS!!!!!!! BUYER BEWARE!!!!!!!! DO NOT BUY!!!! In 35 years of using car insurance companies, I have NEVER been robbed/conned like this before! This company comes up as cheap but I can now see why, ... Read more Reviewed on: 13th February 2026

Read all reviews Write a review

About this product

With 1st Central, you can insure a single car or opt for a multicar policy. There’s also a telematics policy.

As standard, you get up to 90 days free cover when driving in Europe. There are five policies to choose from giving different levels of cover: ValueOnline, Online, LegalOnline, PlusOnline and PremierOnline.

1st Central car insurance reviews help you find out what it’s really like to be a customer. If you’ve used 1st Central before, you can also leave a review and share your experience.

Review 1st Central: Car insurance now

Help others make smarter decisions by sharing your own experience.

Write a review

1st Central Car insurance reviews (951)

Great service from 1st Central

Always the cheapest insurance and very simple and easy to deal with company Reviewed on: 19th August 2018

Simple, Easy and Cheap

I've never had any issues with 1st Central. Quick and easy to change details or cars and a great price! Reviewed on: 19th July 2018

scam

taking money for nothing... because i paid for my daughters insurance last year they automatically took the money out of my account... when asked to give me my money back they took 56.00 of me Reviewed on: 18th July 2018

Cheap insurance for young driver

Not had to claim yet, but the best priced insurance and no black box Reviewed on: 17th July 2018

Good!

Good customer service, really helpful when making a claim. Reviewed on: 9th June 2018

[email protected]

Kklovftui jkkjfdryiodf klhffdchjkkk hjkfdgbffghkb Reviewed on: 24th May 2018

Very good

Took no time to apply for its good service Reviewed on: 23rd May 2018

Good

Happy with customer service, quick and easy. Reviewed on: 7th May 2018

Helpful and Reasonably priced!

Were really easy to deal with after I had a minor accident. I have been with 3 insurance companies that haven't been as helpful! Reviewed on: 26th April 2018

AVOID!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

The worst ever experience in my life.AVOID!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! The worst ever experience in my life.Never pay money for claim if something happen with you car.They didn't pay insurance for damage car( vandalism).I repaired my car myself.It cost me £2000.They are cancel contract after that and after 4 month send bill for recovery car £400.We lost lots of money,time,nerves.Nobody use this company.AVOID!!!!!!!!! Reviewed on: 31st March 2018

Do you have a different 1st Central product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Motorbike Insurance
from ASDA Money 3.50 from 2 reviews
Motorbike insurance
from Bikesure 1.25 from 70 reviews
Breakdown Cover
from Breakdown Assist 5.00 from 1 reviews

Want to see more from 1st Central?

Breakdown cover
from 1st Central 4.44 from 16 reviews
Personal accident
from 1st Central 2.23 from 5 reviews
Home insurance
from 1st Central 0.00 from 0 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub