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1st Central: Car insurance reviews

Name: Car insurance
Rating: 1.71 (965 reviews)

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1.71

Based on 965 reviews, last reviewed 7th Jun 2026

100% increase in 5 star reviews

in the past 90 days

8% decrease in 1 star reviews

in the past 90 days

11%

80%

Latest highest rating:

5

Just started my third year of car insurance cover wi... Just started my third year of car insurance cover with 1st Central. Good value for money, helpful customer service, clearly laid out website and easy ... Read more Reviewed on: 17th April 2026

Latest lowest rating:

1

Please avoid this company, money grabbers! I purchased car insurance and then found a more comprehensive cover for the same price, so within 12 hours decided to cancel whilst policy was pending... Read more Reviewed on: 7th June 2026

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About this product

With 1st Central, you can insure a single car or opt for a multicar policy. There’s also a telematics policy.

As standard, you get up to 90 days free cover when driving in Europe. There are five policies to choose from giving different levels of cover: ValueOnline, Online, LegalOnline, PlusOnline and PremierOnline.

1st Central car insurance reviews help you find out what it’s really like to be a customer. If you’ve used 1st Central before, you can also leave a review and share your experience.

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1st Central Car insurance reviews (965)

Good good

It is good because it was very useful and easy to set up Reviewed on: 8th November 2018

excellent service

great service at a reasonable prize Reviewed on: 23rd September 2018

Easy process

I had to change my car insurance halfway through as I changed my car and it was an easy process to update my details online, so I was not without cover. Reviewed on: 9th September 2018

TOTAL RIP OFF

Absolutely worst. They are cheap to start - that's true. But if you start making changes like address, adding drivers etc. They will charge you absurd fees. Sold your car and want to cancel? Another £100. No other company (RAC, TESCO, AVIVA and others) ever charged me for cancelling due to an sold car. I don't even want to think how hard would a claim process be with them. Also - Don't trust their reviews with Feefo. Those are all filtered to show 3 and more stars. TOTAL RIP OFF Reviewed on: 4th September 2018

Great service from 1st Central

Always the cheapest insurance and very simple and easy to deal with company Reviewed on: 19th August 2018

Simple, Easy and Cheap

I've never had any issues with 1st Central. Quick and easy to change details or cars and a great price! Reviewed on: 19th July 2018

scam

taking money for nothing... because i paid for my daughters insurance last year they automatically took the money out of my account... when asked to give me my money back they took 56.00 of me Reviewed on: 18th July 2018

Cheap insurance for young driver

Not had to claim yet, but the best priced insurance and no black box Reviewed on: 17th July 2018

Good!

Good customer service, really helpful when making a claim. Reviewed on: 9th June 2018

[email protected]

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