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1st Central: Car insurance reviews

Name: Car insurance
Rating: 1.83 (976 reviews)

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1.83

Based on 976 reviews, last reviewed 11th Sep 2026

300% increase in 5 star reviews

in the past 90 days

45% decrease in 1 star reviews

in the past 90 days

12%

80%

Latest highest rating:

5

I have rac joint to my policy, had a breakdown at ho... I have rac joint to my policy, had a breakdown at home and the rac arrived very quickly. Reviewed on: 23rd August 2026

Latest lowest rating:

1

Cancelled policy whilst I was on holiday I signed myself up and my son as a named driver with the app and sensor. We then went on a family holiday for 4 weeks travelling around Asia. Due to t... Read more Reviewed on: 11th September 2026

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About this product

With 1st Central, you can insure a single car or opt for a multicar policy. There’s also a telematics policy.

As standard, you get up to 90 days free cover when driving in Europe. There are five policies to choose from giving different levels of cover: ValueOnline, Online, LegalOnline, PlusOnline and PremierOnline.

1st Central car insurance reviews help you find out what it’s really like to be a customer. If you’ve used 1st Central before, you can also leave a review and share your experience.

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1st Central Car insurance reviews (976)

Car insurance

I have been using 1st central fo back coupe years now and have swapped cars with them a few times. Thier prices are reasonable and the online customer portal is very good giving you the ability to change most things very easily. Reviewed on: 9th November 2018

Good good

It is good because it was very useful and easy to set up Reviewed on: 8th November 2018

excellent service

great service at a reasonable prize Reviewed on: 23rd September 2018

Easy process

I had to change my car insurance halfway through as I changed my car and it was an easy process to update my details online, so I was not without cover. Reviewed on: 9th September 2018

TOTAL RIP OFF

Absolutely worst. They are cheap to start - that's true. But if you start making changes like address, adding drivers etc. They will charge you absurd fees. Sold your car and want to cancel? Another £100. No other company (RAC, TESCO, AVIVA and others) ever charged me for cancelling due to an sold car. I don't even want to think how hard would a claim process be with them. Also - Don't trust their reviews with Feefo. Those are all filtered to show 3 and more stars. TOTAL RIP OFF Reviewed on: 4th September 2018

Great service from 1st Central

Always the cheapest insurance and very simple and easy to deal with company Reviewed on: 19th August 2018

Simple, Easy and Cheap

I've never had any issues with 1st Central. Quick and easy to change details or cars and a great price! Reviewed on: 19th July 2018

scam

taking money for nothing... because i paid for my daughters insurance last year they automatically took the money out of my account... when asked to give me my money back they took 56.00 of me Reviewed on: 18th July 2018

Cheap insurance for young driver

Not had to claim yet, but the best priced insurance and no black box Reviewed on: 17th July 2018

Good!

Good customer service, really helpful when making a claim. Reviewed on: 9th June 2018

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