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HSBC: Personal Loan reviews

Name: Personal Loan
Rating: 3.53 (65 reviews)

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3.53

Based on 65 reviews, last reviewed 25th Apr 2026

200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

54%

12%

26%

Latest highest rating:

5

HSBC Personal Loan My experience with HSBC’s personal loan service has been straightforward and fairly smooth. The application process was clear and easy to complete onl... Read more Reviewed on: 25th April 2026

Latest lowest rating:

1

Not competitive or helpful Applied for personal loan to consolidate others to make it more affordable and securing the debt in one place but HSBC didn’t want to hear or care abo... Read more Reviewed on: 23rd January 2026

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About this product

HSBC personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our HSBC personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a HSBC personal loan, we'd love you to write a quick review too.

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HSBC Personal Loan reviews (65)

Extremely Fast and Cheap

Received lowest interest of 3.3%. Money was in my bank account instantly (!). I've done this before with HSBC before and actually paid off my loan early with a cash lump sum and the service was fantastic and easy. My credit rating is about 990 or so out of 999 and income is high. Reviewed on: 19th May 2018

Good loan

Low interest loan, never had any issues. Reviewed on: 4th April 2018

Great rates, instant payment

Great loan rates and money paid straight into your account when approved. Excellent customer service. Reviewed on: 3rd January 2018

Awesome

They were very friendly and did all possible to help me couldn't have asked for more Reviewed on: 21st September 2017

THE BEST

Amazing low rates and nice scoring system! Good work Reviewed on: 29th June 2017

Poor service

Despite banking with Hsbc for 30 years still constantly receiving appalling customer services. Tiresome. Reviewed on: 21st June 2017

Fantastic low interest rate

Easy to apply for and quickly approved, I got a fantastic rate for being a loyal HSBC customer. Great customer service. Reviewed on: 11th June 2017

Brilliant low interest rate options

I was given the lowest rate available in the country due to being a loyal HSBC customer! Reviewed on: 30th May 2017

Fantastic

Great service would definitely use again unbelievable rate aswel Reviewed on: 30th May 2017

HSBC Amanah Personal Financing-i

Apply for this personal loan for quite long time ago (more than 2 weeks) but untill now still haven't get the result whether approve or not.It's really poor service! Reviewed on: 20th March 2017

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