Smart Money People Logo

South Manchester Credit Union: Loans reviews

4.95
Based on 368 reviews, last reviewed 12th Oct 2025
91% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Been with the credit union nearly 20 years best for... Been with the credit union nearly 20 years best for saving money Reviewed on: 12th October 2025
Lisa g's avatar
Lisa g

Latest lowest rating:

2

I have had good and bad experiences over the years t... I have had good and bad experiences over the years there was a time when I called up to help a customer and the phone was not muted so I heard the sta... Read more Reviewed on: 5th July 2025
Cricket 's avatar
Cricket

About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

Review South Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

South Manchester Credit Union Loans reviews (368)

I have been with south Manchester credit union for q...

5
I have been with south Manchester credit union for quite a long time now. They have literally been with me through thick and thin and I wish they knew how grateful I am of them. Being a single mum of 4 boys, they have helped us have a roof over our heads when it was hard to come up with full rent and to put food on the table. They are still that blessing in my life Reviewed on: 3rd June 2025

A place to be!..

5
This is a place to be, the staff are supportive and very reliable, they keep their word!.. Reviewed on: 3rd June 2025

South Manchester credit union is helping me with the...

5
South Manchester credit union is helping me with the yearly bus ticket excellent, very helpful, then I ask for a loan for my family and my mum who is 75 year old and then they approved looking at my credit and accessing the situation, which was amazing. Thank you very much credit union, and thank God Reviewed on: 2nd June 2025

Smcu the best

5
Excellant could not ask for better people always here in.my time of need Reviewed on: 2nd June 2025

Emily was really helpful professional and her custom...

5
Emily was really helpful professional and her customer service was above par I would recommend to all Reviewed on: 30th May 2025

Friendly, efficient service, helps to save as well a...

5
Friendly, efficient service, helps to save as well as build credit. Reviewed on: 28th May 2025

South manchester credit union are the best

5
It is always easy to communicate with south manchester credit union and I love that they have an app to communicate through too, whenever I need help with anything from information about my account or applying for a loan there is always a friendly staff member ready to help, the help is always straightforward, informative and easy to understand, and south manchester credit union make you feel at ease, not under pressing and that they care, they don't judge anyone's background or situation and I love that Reviewed on: 28th May 2025

Lovely staff and always willing to help

5
Lovely staff and always willing to help Reviewed on: 28th May 2025

Amazing there truly there for you polite and kind pe...

5
Amazing there truly there for you polite and kind people they understand your needs and listens helped me every time I have needed it without them my car would never have been fixed Reviewed on: 28th May 2025

10 out of 10 best service for loans

5
From start of applying for loan till I receive loan I am kept well informed on chat, they don’t leave you hanging and are so very helpful Reviewed on: 27th May 2025

Review South Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience. Write a review