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South Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.95 (370 reviews)

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4.95

Based on 370 reviews, last reviewed 21st Nov 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

1 star

Latest highest rating:

5

Outstanding Always been so understanding and compassionate when it comes to helping my family make you feel as ease when discussing your finances Reviewed on: 21st November 2025

Latest lowest rating:

2

I have had good and bad experiences over the years t... I have had good and bad experiences over the years there was a time when I called up to help a customer and the phone was not muted so I heard the sta... Read more Reviewed on: 5th July 2025

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About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

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South Manchester Credit Union Loans reviews (370)

Amazing there truly there for you polite and kind pe...

Amazing there truly there for you polite and kind people they understand your needs and listens helped me every time I have needed it without them my car would never have been fixed Reviewed on: 28th May 2025

10 out of 10 best service for loans

From start of applying for loan till I receive loan I am kept well informed on chat, they don’t leave you hanging and are so very helpful Reviewed on: 27th May 2025

Great people and place to save your money

South Manchester credit union are so easy to use and save money with and very underrating with peoples needs and help with loans would highly recommend them if you want to save for a rainy day or Christmas Reviewed on: 27th May 2025

The timelines of feedback from staff did not take lo...

The timelines of feedback from staff did not take long everyone I spoke to was very kind and helpful Reviewed on: 23rd May 2025

Proud to be in the unoin

I have been with south Manchester credit union for 18 years. Initially I had fallen on hard times as a working single mother and they offered me financial support without manageable repayment terms. As well as this they encouraged me to save which I still am doing. Although I still receive mini loans, I have learnt how to manage my money better and save also! Without smcu I may not be where I am today Reviewed on: 23rd May 2025

Aimee was very professional with my loan application

Dealt with Aimee, very pleasant and polite and she dealt with my enquiry and loan application very efficiently. Thank you Aimee! Reviewed on: 23rd May 2025

South m/cr credit union have been such a huge part i...

South m/cr credit union have been such a huge part in my life in receiving loans to buy car , bike , holidays so efficient and no faffing about straight answers either yes or no miles better than going to a bank cheaper repayments too thank u to all staff Reviewed on: 23rd May 2025

Excellent service couldn't expect any better fast ve...

Excellent service couldn't expect any better fast very helpful staff and service Reviewed on: 23rd May 2025

Excellent Customer Service

Customer service is great and they're always willing to help Reviewed on: 22nd May 2025

Very good and easy to use, lovely to speak to and pa...

Very good and easy to use, lovely to speak to and patient Reviewed on: 22nd May 2025

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