Write a review

Go to business site

South Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.95 (368 reviews)

View other South Manchester Credit Union products

4.95

Based on 368 reviews, last reviewed 12th Oct 2025

91% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

1 star

Latest highest rating:

5

Been with the credit union nearly 20 years best for... Been with the credit union nearly 20 years best for saving money Reviewed on: 12th October 2025

Latest lowest rating:

2

I have had good and bad experiences over the years t... I have had good and bad experiences over the years there was a time when I called up to help a customer and the phone was not muted so I heard the sta... Read more Reviewed on: 5th July 2025

Read all reviews Write a review

About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

Review South Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

South Manchester Credit Union Loans reviews (368)

Great people and place to save your money

South Manchester credit union are so easy to use and save money with and very underrating with peoples needs and help with loans would highly recommend them if you want to save for a rainy day or Christmas Reviewed on: 27th May 2025

The timelines of feedback from staff did not take lo...

The timelines of feedback from staff did not take long everyone I spoke to was very kind and helpful Reviewed on: 23rd May 2025

Proud to be in the unoin

I have been with south Manchester credit union for 18 years. Initially I had fallen on hard times as a working single mother and they offered me financial support without manageable repayment terms. As well as this they encouraged me to save which I still am doing. Although I still receive mini loans, I have learnt how to manage my money better and save also! Without smcu I may not be where I am today Reviewed on: 23rd May 2025

Aimee was very professional with my loan application

Dealt with Aimee, very pleasant and polite and she dealt with my enquiry and loan application very efficiently. Thank you Aimee! Reviewed on: 23rd May 2025

South m/cr credit union have been such a huge part i...

South m/cr credit union have been such a huge part in my life in receiving loans to buy car , bike , holidays so efficient and no faffing about straight answers either yes or no miles better than going to a bank cheaper repayments too thank u to all staff Reviewed on: 23rd May 2025

Excellent service couldn't expect any better fast ve...

Excellent service couldn't expect any better fast very helpful staff and service Reviewed on: 23rd May 2025

Excellent Customer Service

Customer service is great and they're always willing to help Reviewed on: 22nd May 2025

Very good and easy to use, lovely to speak to and pa...

Very good and easy to use, lovely to speak to and patient Reviewed on: 22nd May 2025

You get very good feedback

Very good staff easy to talk to and very helpful Reviewed on: 21st May 2025

10/10 Experience

They have been great every step of the way, I’m a young person who wouldn’t be able to get to work, go to the shops or see my friends if it weren’t for them, they have enhanced my quality of life significantly and I am so grateful to the kind and caring people who work there. Reviewed on: 21st May 2025

Do you have a different South Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short-term loan
from Mr Lender 4.86 from 8304 reviews
Personal Loan
from Nationwide 4.24 from 39 reviews
Loans
from M for Money Credit Union 4.94 from 53 reviews

Want to see more from South Manchester Credit Union?

Savings
from South Manchester Credit Union 4.98 from 130 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub