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South Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.90 (447 reviews)

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4.90

Based on 447 reviews, last reviewed 30th Jun 2026

7400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

1 star

Latest highest rating:

5

Applied for a loan which was quick and easy. Applied for a loan which was quick and easy. Had to send a lot of information which is absolutely fine. Their customer service team are great and frie... Read more Reviewed on: 30th June 2026

Latest lowest rating:

2

Turned me down when i needed the loan most even afte... Turned me down when i needed the loan most even after doing checks and i provided evidence and all my documents i was still being asked to provide mor... Read more Reviewed on: 23rd June 2026

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About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

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South Manchester Credit Union Loans reviews (447)

Always friendly and helpful great people

Always friendly and helpful never had a problem Reviewed on: 25th June 2025

I have been a member of South Manchester Credit Unio...

I have been a member of South Manchester Credit Union for over 10 years and I have always found them to deliver an excellent service. Very quick to respond and always respectful, friendly, honest and a pleasure to deal with. Would highly recommend. Reviewed on: 25th June 2025

Why to chose SMCU?

I don't have anything to say but I am happy with SMCU Reviewed on: 25th June 2025

Applied for a loan .

Applied for a loan . Services received from SMCC reps was very helpful, efficient and fast. Reviewed on: 25th June 2025

Even though I have been a long serving customer I th...

Even though I have been a long serving customer I think it’s wonderful how they do their vetting system. The phone call is very personal and professional but most of all you are made to feel comfortable. They try to give you a loan that is both affordable and that can be managed with your day to day living expenses depending on your circumstances. Reviewed on: 25th June 2025

Always there

They have always been there when I needed them and very helpful and they are good because you don’t get in a mess and it helps you out a lot Reviewed on: 25th June 2025

Always there to help when needed with an easy process.

Always there to help when needed with an easy process. Efficient, friendly, knowledgeable, transparent and I like the fact that I can save too. Reviewed on: 25th June 2025

Excellent service for all your financial needs

Your App is very good followed with the personal communication from a officer in person. All responses to find a solution is always excellent. Reviewed on: 25th June 2025

Meets all expectations good communication and swift...

Meets all expectations good communication and swift progression of my request highly recommended Reviewed on: 25th June 2025

Everything about them is excellent.

Everything about them is excellent. They are a joy to deal with Reviewed on: 25th June 2025

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