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South Manchester Credit Union: Loans reviews

View other South Manchester Credit Union products
4.90
Based on 447 reviews, last reviewed 30th Jun 2026
7400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Applied for a loan which was quick and easy. Applied for a loan which was quick and easy. Had to send a lot of information which is absolutely fine. Their customer service team are great and frie... Read more Reviewed on: 30th June 2026
Nicole j's avatar
Nicole j

Latest lowest rating:

2

Turned me down when i needed the loan most even afte... Turned me down when i needed the loan most even after doing checks and i provided evidence and all my documents i was still being asked to provide mor... Read more Reviewed on: 23rd June 2026
Felicitas O's avatar
Felicitas O
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About this product

South Manchester Credit Union offer loans for new and existing members.

South Manchester Credit Union loan interest is charged on the reducing balance. New members can take their first loan of up to £1,000. Other loans are available for up to £15,000.

South Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used South Manchester Credit Union before, you can also leave a review and share your experience.

Review South Manchester Credit Union: Loans now

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South Manchester Credit Union Loans reviews (447)

My experience with South Manchester Credit Union is...

5
My experience with South Manchester Credit Union is excellent. Reviewed on: 11th May 2026
Kelvin I's avatar
Kelvin I

The staff and communication were very speedy and hel...

5
The staff and communication were very speedy and helpful Reviewed on: 11th May 2026
Angela Dean's avatar
Angela Dean

Kind, respectful and sensible

5
I was looking for an affordable loan to help with moving home. The customer service I received was exceptional, compassionate and a loan was approved at a repayment rate that fit in well with my budget. Reviewed on: 9th May 2026
E K's avatar
E K

They are very friendly staff and understanding your...

5
They are very friendly staff and understanding your situation easy to work with and explain the loans and savings options Reviewed on: 8th May 2026
Robert H's avatar
Robert H

The customer service was friendly and understanding...

5
The customer service was friendly and understanding and I’m now very pleased to be a member saving with them. Reviewed on: 7th May 2026
Daryl F's avatar
Daryl F

Helping those on low income have a few more luxuries.

5
Been with the credit union for a few years now and it has helped me out so much, trips we wouldn't be able to do, getting our garden in order, clothes for the quick growth spurts from 3 children and also being comfortable at Christmas and birthdays. Reviewed on: 7th May 2026
Chantelle's avatar
Chantelle

Every time I find myself a little short of cash to d...

5
Every time I find myself a little short of cash to deal with life’s unexpected challenges I know l can rely on south Manchester credit union to help me out. Reviewed on: 6th May 2026
Nichola 's avatar
Nichola

Extremely helpful staff, always reliable and quick t...

5
Extremely helpful staff, always reliable and quick to answer any questions or queries. Reply in a very timely manner and only have good things to say about them :) Reviewed on: 6th May 2026
Sarah w's avatar
Sarah w

Been with smcu for years and years always go above a...

5
Been with smcu for years and years always go above and beyond for me Reviewed on: 1st May 2026
Mary Jones's avatar
Mary Jones

Great service and communication able to help and put...

5
Great service and communication able to help and put me on a path to improve my life Reviewed on: 1st May 2026
JN's avatar
JN

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