Write a review

American Express: American Express Credit Card reviews

Name: American Express Credit Card
Rating: 4.1 (93 reviews)

View other American Express products

3.56

Based on 93 reviews, last reviewed 21st Apr 2025

500% increase in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

63%

16%

15%

Latest highest rating:

4

Great offers on everyday purchases Great offers on everyday purchases Reviewed on: 21st April 2025

Latest lowest rating:

1

WHEN I NEEDED AMEX TO HELP THEY LET ME DOWN I have had a Amex card for 30 years. Now I have a platinum business card and a personal card. I left my credit card details with British Airways and B... Read more Reviewed on: 7th February 2025

Read all reviews See your review

About this product

Smart Money People is the UK's #1 place for financial services reviews, including of The American Express Card - the flagship card launched by Amex in 1969. With a whole host of benefits, read our consumer reviews before deciding whether this is the right card for you - our community comments on their experiences with the card's Membership Rewards scheme, customer service received from Amex, and anything else they liked or didn't like about this credit card. Already have The American Express Card? Please leave some comments of your own and let others know what you think about this card!

American Express American Express Credit Card reviews (93)

Review of the American Express, American Express Credit Card:

Platinum credit card

I’m delighted with my credit card .I obtain cashback on purchases and the website is easy to use.When I had a fraudulent transaction the customer service was excellent. Reviewed on: 31st May 2023

Great interest rates for the first 3 months

Great interest rates for the first 3 months - after that, Amex becomes a very average credit card with not lost of advantages Reviewed on: 23rd March 2023

Effective

Such a grate life saver when I have a emergency bill or pay out and very fair to customers, plus builds cash back and builds my credit score Reviewed on: 23rd March 2023

Just excellent

Exceptionally good service, I have never had a credit card before, having the American Express card and paying it off each month has given me an excellent credit rating, and I’m earning air miles. I cannot recommend them enough. Reviewed on: 10th March 2023

Great experience

I was in need for a credit card for a while, I found American Express. It was a very good digital application process on the American Express website. It is a very customer-oriented interface, and the approval process was very smooth. Besides, the mobile app is so good and I keep using it for all my needs about my credit card. Great credit card experience overall. Strongly recommended. Reviewed on: 10th March 2023

Great points

Enjoy using this card for my purchases as much as possible and nice to get a little bonus at the end of the year. Reviewed on: 10th March 2023

Offers great value as long as it's your main card

This is a terrific company that offers great products p I would recommend to everyone Reviewed on: 1st March 2023

low credit limit

they wouldnt increase my credit limit even when i asked Reviewed on: 9th February 2023

American Dream

The team have been very supportive of my financial needs and personal situation. Reviewed on: 9th February 2023

Free reward offers included!

Needed a simple card to keep an eye on my spending during a 3 week trip. This ticked all the boxes and more offers are available as time goes on (got good cashback on easyjet holidays and paid immediately!) Reviewed on: 30th January 2023

Brillant provider Crrdit cards

Great American Express, easy app and very good customer service Reviewed on: 16th January 2023

Do you have a different American Express product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Flexicard
from Halifax 4.57 from 5 reviews
Credit Card
from Argos 3.28 from 54 reviews
Credit Card
from The Co-operative Bank 2.70 from 35 reviews

There's still more to see!

American Express has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub