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American Express: Credit Card reviews

Name: Credit Card
Rating: 4.41 (123 reviews)

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4.31

Based on 123 reviews, last reviewed 4th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

61%

25%

10%

Latest highest rating:

5

Great choice of cards offering rewards. Great choice of cards offering rewards. Love my Marriott Bonvoy card Reviewed on: 13th June 2025

Latest lowest rating:

1

Now that I have made 2 payments in 5 days. Now that I have made 2 payments in 5 days. One of them you stole. You accepted my payment then told me it got returned so I paid it again. 5 days late... Read more Reviewed on: 4th September 2025

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About this product

American Express Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do American Express customers like? Find out more about the American Express Credit Card by reading our trusted Smart Money People reviews. You can also write your own American Express Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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American Express Credit Card reviews (123)

superb for nectar points

What is there not to like about the American Express Nectar credit card? Free for first 12 months. Get double nectar points with this credit card and points also with nectar card. Watch out for special sign up bonus (events at different times of year)-I signed up in October 2016 and just for spending over £2000 in 3 months will receive £200 nectar points free!!! Only slight negative is card not accepted every where-KFC/Burger king will not accept Reviewed on: 24th December 2016

Flexible and very friendly

great card cashback given, complaints are dealt with quickly and fairly, great fraud prevention instantly spotted informed me , stopped the transaction, card and issued a new card all within a day or two can't ask better than that Reviewed on: 24th December 2016

Love the air miles

We use the american express card because we love the airmiles you can collect through avios/BA Reviewed on: 19th December 2016

Brilliant for many thing

American Express is always brilliant, great for saving up for avios points and a companion voucher as well. Reviewed on: 19th December 2016

Good cashback offers

The Amex card is OK. Occasionally has some good cash back offers. Reviewed on: 19th December 2016

Hard to understand statements

Trying to understand how the balance is worked out is getting harder. Still good perks and friendly on the phone, but statements could be a lot clearer. Reviewed on: 17th December 2016

Good perks!

The American Express Nectar Card is great for building up points to use to save on shopping and the occasional treat on eBay! Reviewed on: 12th December 2016

Amex still not well accepted

I like to use my American Express card to collect the air miles but not every place takes it. Reviewed on: 12th December 2016

Love the cashback

I use americanexpress cashback card. It's great receiving the money at the end of the year but not everywhere accepts amex. Reviewed on: 9th December 2016

Great discounts on this card

i earn extra Nectar points when i spend and they also offer great discounts to theatre shows and Music Events Reviewed on: 2nd December 2016

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