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American Express: Credit Card reviews

3.60
Based on 127 reviews, last reviewed 19th May 2026
50% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
63%
See only 4 star reviews
24%
See only 3 star reviews
9%
See only 2 star reviews
2%
See only 1 star reviews
2%

Latest highest rating:

5

American Express is an excellent credit provider American Express has been an excellent credit provider resolving disputes in accordance with customer credit act Reviewed on: 7th April 2026
Evilasio 's avatar
Evilasio

Latest lowest rating:

1

Beyond awful After being a loyal customer for 20 years, for the first time I asked for help as my card was being used fraudulently. After 2.5 months of trying to g... Read more Reviewed on: 19th May 2026
Joanne H's avatar
Joanne H

About this product

American Express Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do American Express customers like? Find out more about the American Express Credit Card by reading our trusted Smart Money People reviews. You can also write your own American Express Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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American Express Credit Card reviews (127)

This card is accepted just about anywhere with mediocre annual percentage rates, I must sadly rate this card somewhere in the middle.

3
This card is accepted just about anywhere with mediocre annual percentage rates, I must sadly rate this card somewhere in the middle. Reviewed on: 13th April 2015

I am pretty unhappy regarding the benefits of using the American Express Card.

2
There are so many credit card companies in the market nowadays with better benefits than American Express. I feel they are not giving back to their customers in the way of point benefits like the other cards in the market. The only reason I use this card is because Costco uses this card. I have recently obtained a card which gives me 2 points per dollar spent and started using my American Express card a lot less. Reviewed on: 13th April 2015

The company overall is a joy to work with because they value their customers, all while offering experiences that are beyond what the normal credit card company offers.

5
I'm very pleased to be a customer of American Express. They're very professional on every level. They make transactions easy, and their website is convenient and easy to use. Overall I'd recommend American Express to anyone considering a credit card, bank account, or any other service that they offer. Reviewed on: 13th April 2015

Good

5
Good service and some good benefits Reviewed on: 13th April 2015

Rock Star Staff

4
I needed to contact AMEX to get a new card as my old card had become a little worse for ware....staff member answering my call was v helpful and polite...card received within 3 days too! Reviewed on: 5th February 2015

Great service

5
AMEX are top dog for me. Always helpful on the phone - and can get through to them easily - no 1hr waits here! Reviewed on: 29th October 2014

Good service and some good benefits

4
Always really efficient service. Love that I get early access to tickets at the National Theatre. Recommend. Reviewed on: 4th October 2014

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