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American Express: Credit Card reviews

4.38
Based on 126 reviews, last reviewed 7th Apr 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
61%
See only 4 star reviews
25%
See only 3 star reviews
10%
See only 2 star reviews
2%
See only 1 star reviews
2%

Latest highest rating:

5

American Express is an excellent credit provider American Express has been an excellent credit provider resolving disputes in accordance with customer credit act Reviewed on: 7th April 2026
Evilasio 's avatar
Evilasio

Latest lowest rating:

1

Now that I have made 2 payments in 5 days. Now that I have made 2 payments in 5 days. One of them you stole. You accepted my payment then told me it got returned so I paid it again. 5 days late... Read more Reviewed on: 4th September 2025
J Tufariello's avatar
J Tufariello

About this product

American Express Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do American Express customers like? Find out more about the American Express Credit Card by reading our trusted Smart Money People reviews. You can also write your own American Express Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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American Express Credit Card reviews (126)

Great financial back up

5
My American Express credit card gives me great peace of mind to address any liquidity issues if needed due to the high credit limit. I don't use it a lot at the moment and made it a habit to pay it off straight away, so the high interest rates don't bother me. I see it more as a financial back up in case of emergency or if I have a bigger expenditure, for example for holidays, one month that I want to spread over a slightly longer period of time. Reviewed on: 10th March 2023

High interest

5
The interest is very high, the credit limit is good Reviewed on: 21st February 2023

Best respect to costumer

4
Decent credit limits with no hassle, good benefits but unfortunately not accepted everywhere Reviewed on: 14th January 2023

Good Service

5
Best experience and good on credit limit Reviewed on: 8th July 2022

Best credit card

5
Great service , great APR , looks after the customer Reviewed on: 15th September 2021

Best Credit Card

5
Priority Pass membership card very good Reviewed on: 15th June 2021

Good value

4
Good value easy to apply, very straightforward Reviewed on: 18th February 2021

Great Card with Rewards

5
Love American Express. Love the rewards system. Recommend it everyday. Reviewed on: 18th September 2020

Beyond Expectations

5
Superb support in the current crisis for both consumers and businesses an example to others Reviewed on: 11th July 2020

Got your back...

5
I always feel protected using my AMEX to pay for things after raising disputes following questionable products/services provided. Full credit on to my statement given whilst they chase the merchant. On top of this, they give 1% cashback on all purchases (5% for the first three months). Get £25 for applying by this link and spend £1 on your new card - http:// amex.co.uk/ refer/ dAVIdPLUkr?XL=MIANS Reviewed on: 7th June 2020

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