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Argos: Argos card reviews

3.27
Based on 57 reviews, last reviewed 12th Jun 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
45%
See only 4 star reviews
14%
See only 3 star reviews
4%
See only 2 star reviews
7%
See only 1 star reviews
30%

Latest highest rating:

5

Easy to use App , pay online service is exceptionall... Easy to use App , pay online service is exceptionally fast Reviewed on: 12th June 2025
M h's avatar
M h

Latest lowest rating:

1

Worst credit provider ever Terrible service. App that doesn’t work. Then when there system fails it your fault. Reviewed on: 12th June 2025
Kevin's avatar
Kevin

About this product

With the Argos card, you can buy now, pay later and spread the cost of everything you buy at Argos.

There are a interest free options for different terms, depending on how much you spend. If you don't pay in full, you'll be charged interest on any balance remaining at the end of the plan which will be backdated to the date of purchase.

Argos card reviews help you find out what it’s really like to be a customer. If you’ve used the Argos card before, you can also leave a review and share your experience.

Argos Argos card reviews (57)

Review of the Argos, Argos card:

Poor is being generous

1
Trying to pay. Call centre staff do not know process. Say they will allocate payments to different balances but don’t, which could have screwed up my credit score. Automated payment line does not recognise English and sends you back to call centre who can’t take a payment. Useless Card number not recognised after 4 attempts. Argos are s*** Reviewed on: 30th March 2023

Card is convenient but expensive

4
Having an Argos card is great for one thing: buying moderately expensive but common items that aren't any cheaper elsewhere, and paying them off before the interest free period expires. However if you don't do this, they nail you with interest. I've also found it means I sometimes I pay more for things that I could get cheaper elsewhere. Which I guess makes it a good business tactic on Argos' part. Reviewed on: 7th June 2017

Horrendous

1
Worst product you could let yourself in for.. poor customer service Reviewed on: 31st May 2017

Card

5
12 months 0% and any item u take and pay faster u got always 0% take easy live Reviewed on: 23rd May 2017

Long 0%

5
If u take somthing for 12 months u can pay what ever u like but u must pay faster then 12 months Reviewed on: 23rd May 2017

Great service

5
Great credit cards offers and repayment plans. Reviewed on: 11th May 2017

Not to bad I suppose

3
I have a credit card, really wish I hadn't got it to be honest, my payments keep rising each month even though I no longer use the card and haven't for months, yet the payments go up and up, avoid unless you really really need it Reviewed on: 27th December 2016

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