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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5178 reviews)

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4.91

Based on 5,178 reviews, last reviewed 10th Mar 2026

53400% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy Access and competitive Rates I have been with Atom over a year. The account was easy to open. I find the app very useful and informative. I have only spoken to Customer Services... Read more Reviewed on: 10th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5178)

Review of the Atom Bank, Savings:

Love it why not!

Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Easy to set up.

Easy to set up. Good rates on fixed savings. Reviewed on: 18th April 2025

Easy banking and no fuss.

Easy banking and no fuss. Customer service first class Reviewed on: 18th April 2025

Straightforward banking for online app.

Straightforward banking for online app. Reviewed on: 18th April 2025

Excellent banking service.

Excellent banking service. Easy to set up accounts, with clear instructions. Atom bank gives excellent interest rates compared to others. Overall great service. Reviewed on: 18th April 2025

Simple, hassle free banking...

Great products and, by far, the most straightforward bank I’ve ever dealt with. Clear and simple options provided approaching date of maturity without the need to chase anything up. Simple, hassle free banking. Reviewed on: 18th April 2025

Very easy to set up account on line good interest ra...

Very easy to set up account on line good interest rates. What more do you need Reviewed on: 18th April 2025

Very easy banking.

Very easy banking. Whilst it is very straightforward to operate I feel it is extremely secure. Reviewed on: 18th April 2025

Atom protects you and has a friendly face

Atom is easy to use and ensures protection over your money but only allowing verified account access your money. The interest rates are great with very little in the way of fees. Customer service are very friendly and helpful! Reviewed on: 18th April 2025

Interest rates were good (December 2024) and custome...

Interest rates were good (December 2024) and customer service was excellent when we needed help with setting up the account. Reviewed on: 18th April 2025

Atom review

Limited interaction with atom, but happy with rate offered and very easy to set up account. Reviewed on: 18th April 2025

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