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Atom Bank: Savings reviews

4.91
Based on 5,177 reviews, last reviewed 10th Mar 2026
53300% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great Bank ! Great! It's simple set up easy access good interest rates. The App is easy to use and access, the interest are straight forward to understand Reviewed on: 10th March 2026
Val M's avatar
Val M

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5177)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

5
I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Atom is brilliant

5
Atom app is simple, clear and so easy to use, I can easily keep track of my money. Moving money in and out is simple and immediate. Rates are very comparable. I stay with Atom as I feel in control of my money. Reviewed on: 18th April 2025

Easy to use and good interest

5
The interest rates are competitive but it is the user friendly app that made it the choice for me and why I am a repeat customer Reviewed on: 18th April 2025

competitive rates and easy to use app.

4
competitive rates and easy to use app. Reviewed on: 18th April 2025

Atom Bank is Ace

5
Since opening an account, Atom bank have always had very competitive rates, their app is very fast and transferring money is very quick and easy compared to other investors. Reviewed on: 18th April 2025

Brilliant Savings Account

5
I love Atom’s fixed term savings accounts - as soon as my first one came to term I put the money straight in to another one. The app is convenient and I have had no problems. Reviewed on: 18th April 2025

Excellent service

5
A very easy app to use. The staff. Are friendly, knowledgable and helpful. Reviewed on: 18th April 2025

Best service and savings products in the UK market !

5
Best savings products in the entire market, unbeatable rates. Smooth user experience. Have never experienced any outages common with major banks. Signing up is quite easy within minutes. Excellent security features with face lock. Reviewed on: 18th April 2025

Very good bank.

5
Very good bank. Been with you few years now had no worries or problem, had to phone up once very helpfull. Reviewed on: 18th April 2025

Simple and easy setup

4
Easy to use adn well made app. No hunting for things in endless menus and auth works well. Reviewed on: 18th April 2025

Excellent app - very straightforward and easy to use.

5
Excellent app - very straightforward and easy to use. Rates are very good as well. Reviewed on: 18th April 2025

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