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Atom Bank: Savings reviews

Name: Savings
Rating: 4.92 (4813 reviews)

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4.92

Based on 4,813 reviews, last reviewed 2nd Mar 2026

10300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great app Atom app is easy to use. When I had a problem I phoned customer service and they were very helpful. Reviewed on: 2nd March 2026

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4813)

Review of the Atom Bank, Savings:

Love it why not!

Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Top Marks!

Excellent interest rates, convenient & easy app to navigate. Very good security systems. Prompt & efficient customer service. My personal experience with Atom has given me great confidence in them. Top marks from me! Reviewed on: 11th February 2026

Easy to use.

Easy to use. Regular interest paid on time. No hassle transferring money in or out. Reviewed on: 11th February 2026

New account

Easy to set up new account, easy app to use good rates Reviewed on: 11th February 2026

Excellent Company for Savings

Have opened several Fixed rate bonds and an Instant Access savings account. App is easy to set up and use. Good communication from the company and competitive rates. Easy to transfer funds to and from your online account, unlike other companies. Reviewed on: 11th February 2026

It was very easy to set up and manage using only my...

It was very easy to set up and manage using only my mobile phone. The savings rates are very competitive and any changes are clearly communicated. I have had no need to contact customer service. Reviewed on: 11th February 2026

Savings account

I've had savings with Atom for a number of years and it's been very easy to manage my account via the app Reviewed on: 11th February 2026

Instant Reward Saver and Fixed Saver Accounts

Atom Bank has been excellent — easily one of the most impressive digital‑only banks I have used. Their Instant Reward Saver accounts are both brilliantly designed: competitive rates, clear terms, and effortless day‑to‑day management through an app that is fast, intuitive, and genuinely pleasant to use. Their Fixed Saver accounts are equally strong, offering some of the best rates available with a setup process that takes only minutes. Everything feels transparent and straightforward, and the overall experience is refreshingly modern. Customer support has been warm and responsive whenever I have needed it. Reviewed on: 11th February 2026

Easy to use, happy savings

I've been a customer for a few years now and I'm satisfied with the service received so far, the mobile app is easy to use and reliable. I opened different savings accounts with good interest rates. Reviewed on: 11th February 2026

Great bank!

Simple account to navigate and customer service is excellent Reviewed on: 11th February 2026

Trouble free

Problem free and good rates plus slick app and good service Reviewed on: 11th February 2026

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