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Atom Bank: Savings reviews

4.92
Based on 4,601 reviews, last reviewed 24th Jan 2026
250% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All savings accounts are easy to set up and transfer... All savings accounts are easy to set up and transfer between .better rates than the big banks Reviewed on: 24th January 2026
Claire f's avatar
Claire f

Latest lowest rating:

1

Regular inverster Very easy fix bond.renewal / reinvest made very simple Reviewed on: 17th April 2025
Happy customer's avatar
Happy customer

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4601)

Review of the Atom Bank, Savings:

online/ phone Easy to use service

5
I find Atom Bank online services so easy to use, Excellent service and excellent interest rates in this very difficult financial times, I do recommend Atom to my friends and family Reviewed on: 21st April 2025

Recommend

5
Atom bank was recommended on tv by Martin Lewis. That’s why I opened an account! Reviewed on: 22nd April 2025

Atom good rates, easy to use app.

5
Atom have be great from my savings, good rates and easy to track using their app. Reviewed on: 22nd April 2025

The Atom bank app is extremely userfriendly and give...

5
The Atom bank app is extremely userfriendly and gives clear information. The bank has competitive rates. I am a happy customer. Reviewed on: 22nd April 2025

Easy to use - good rates

5
very straightforward, Atom were suggested as a saving account, it had a competitive interest rate and it was highlighted as easy to use. I've been transferring it regular amounts, notifications come up straight away on the deposits I make. No complaints at all Reviewed on: 22nd April 2025

Great App.

4
Great App. Would highly recommend Reviewed on: 22nd April 2025

Online portal

4
I have only needed to make transactions into my newly set up account and so far it has been a smooth online service. Reviewed on: 22nd April 2025

Great 1-year fixed rate savings account

5
Great 1-year fixed rate savings account Reviewed on: 22nd April 2025

Atom Account

5
Easy to set up and use , and customer services easy to access , and always helpful . Reviewed on: 22nd April 2025

Great banking experience, very straight forward

5
Great banking experience, very straight forward Reviewed on: 22nd April 2025

Highly recommend this user friendly, good value bank.

5
I've used multiple Atom bank products for short term and long term savings reasons. The app is excellent, the communication is brilliant and the rates are unbeatable. I really like the security features and I've recommended Atom bank to lots of friends. Reviewed on: 22nd April 2025

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