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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5178 reviews)

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4.91

Based on 5,178 reviews, last reviewed 10th Mar 2026

53400% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy Access and competitive Rates I have been with Atom over a year. The account was easy to open. I find the app very useful and informative. I have only spoken to Customer Services... Read more Reviewed on: 10th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5178)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

excellent savings rates .

excellent savings rates Reviewed on: 17th April 2025

Atom bank best savings account

Using this bank as a savings account is really good, the interest is also good at more than 2%. The best thing I like about this bank is that I can take money out whenever I need it without no hassle. I feel like this account is good as a starter savings as putting money in is quick and taking money out for emergencies is easy. Reviewed on: 17th April 2025

Atom simply works.

Atom simply works. I deposited my money & it is earning good interest Reviewed on: 17th April 2025

Great service, great rates.

Great service, great rates. Consistently good communications and products Reviewed on: 17th April 2025

Easy and efficient with great interest rate

Easy and efficient with great interest rate Reviewed on: 17th April 2025

Saving account easy to set up with clear information

The process of setting up the account was straightforward. The benefits were laid out clearly. The dashboard and ongoing information were very helpful. Reviewed on: 17th April 2025

VERY HAPPY CUSTOMER

Atom Bank is really simple straightforward and easy to access and use online. The interest rates on accounts are very reasonable and acees is quick. Reviewed on: 17th April 2025

It worked and did what they said it would do

It worked and did what they said it would do Reviewed on: 17th April 2025

Best rates I could find and Safe Hands. Good App.

Best rates I could find and it easy to open an account and to subsequently manage my money. I feel Atom Bank are Safe Hands in the financial world. The App is well designed and easy to navigate. All these features gave me confidence. Reviewed on: 17th April 2025

Take Life Easy

I don’t have much savings and used to constantly shift my small cash pile from best buy to best buy. With Atom I now don’t need to do any shifting as their rates are consistently some of the best around. Reviewed on: 17th April 2025

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