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Atom Bank: Savings reviews

4.91
Based on 5,180 reviews, last reviewed 12th Mar 2026
53600% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy application process , great easy friendly app ,... Easy application process , great easy friendly app , good communication , good competitive rates . Feel I can trust this bank with my money and have c... Read more Reviewed on: 12th March 2026
Steven W's avatar
Steven W

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5180)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

5
Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

Recommend by a friend simple to set up and use...

5
Recommend by a friend simple to set up and use Reviewed on: 17th April 2025

Online, no fuss straightforward easy product descrip...

5
Online, no fuss straightforward easy product description Reviewed on: 17th April 2025

excellent savings rates .

5
excellent savings rates Reviewed on: 17th April 2025

Atom bank best savings account

5
Using this bank as a savings account is really good, the interest is also good at more than 2%. The best thing I like about this bank is that I can take money out whenever I need it without no hassle. I feel like this account is good as a starter savings as putting money in is quick and taking money out for emergencies is easy. Reviewed on: 17th April 2025

Atom simply works.

5
Atom simply works. I deposited my money & it is earning good interest Reviewed on: 17th April 2025

Great service, great rates.

5
Great service, great rates. Consistently good communications and products Reviewed on: 17th April 2025

Easy and efficient with great interest rate

5
Easy and efficient with great interest rate Reviewed on: 17th April 2025

Saving account easy to set up with clear information

5
The process of setting up the account was straightforward. The benefits were laid out clearly. The dashboard and ongoing information were very helpful. Reviewed on: 17th April 2025

VERY HAPPY CUSTOMER

5
Atom Bank is really simple straightforward and easy to access and use online. The interest rates on accounts are very reasonable and acees is quick. Reviewed on: 17th April 2025

It worked and did what they said it would do

5
It worked and did what they said it would do Reviewed on: 17th April 2025

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