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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5178 reviews)

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4.91

Based on 5,178 reviews, last reviewed 10th Mar 2026

53400% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy Access and competitive Rates I have been with Atom over a year. The account was easy to open. I find the app very useful and informative. I have only spoken to Customer Services... Read more Reviewed on: 10th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5178)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Kept informed

I have had two fixed rate saving accounts and have been very pleased with the way they keep me informed particularly when they were maturing as to what to do next. Reviewed on: 17th April 2025

Easy to apply for, fantastic interest rates and easy...

Easy to apply for, fantastic interest rates and easy to transfer money. Explain everything clearly, the app is easy to access and navigate. Almost pain free from start to finish. Reviewed on: 17th April 2025

Very helpful customer service and easy to use app.

Very helpful customer service and easy to use app. Reviewed on: 17th April 2025

Previously switched to atom for my savings account a...

Previously switched to atom for my savings account and couldn’t be happier Reviewed on: 17th April 2025

A right decent bank indeed.

A fabulous straightforward online bank to deal with. Accounts are clearly explained giving all the facts in a simple to understand manner. They also offer very competitive interest rates for savers. Reviewed on: 17th April 2025

Excellent bank.

Easy to open accounts, good interest rates. Reviewed on: 17th April 2025

Easy to use app and great interest rates

Easy to use app and great interest rates Reviewed on: 17th April 2025

Trustworthy Bank

I think the way the Atom bank operates gives value to your money. I feel that my savings are in a good place. They are trustworthy. Reviewed on: 17th April 2025

Great bank to deal with.

Great bank to deal with. so easy to use the app, easy to transfer money back and forward. Great history section. Reviewed on: 17th April 2025

Easy account opening.

Easy account opening. Excellent rate of interest and simple to use app Reviewed on: 17th April 2025

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