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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5178 reviews)

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4.91

Based on 5,178 reviews, last reviewed 10th Mar 2026

53400% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy Access and competitive Rates I have been with Atom over a year. The account was easy to open. I find the app very useful and informative. I have only spoken to Customer Services... Read more Reviewed on: 10th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5178)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Always easy to access the app and locate what you...

Always easy to access the app and locate what you need Reviewed on: 17th April 2025

Been with Atom Bank for over a year now and i've no...

Been with Atom Bank for over a year now and i've no complains with this bank at all. The app is fantastic to. Reviewed on: 17th April 2025

Excellent interest on my savings.

Great Bank with excellent interest on my savings account. I love that I am not constantly bombarded with marketing. I highly recommend Atom bank and feel my money is safe. Reviewed on: 17th April 2025

All round fantastic experience with Atom.

All round fantastic experience with Atom. Couldn’t recommend more highly. Thank you all! Reviewed on: 17th April 2025

Brilliant bank offering best interest rate.

Brilliant bank offering best interest rate. Simple and slick process to set up and immediate assistance with a query via “chat” facility. If Atom Bank had a current account I’d switch to them from HSBC without hesitation Reviewed on: 17th April 2025

Fast and efficient service.

Fast service. Efficient customer response and friendly Reviewed on: 17th April 2025

Excellent

Excellent - recommended. Easy to set up and instructions clear. Reviewed on: 17th April 2025

Grt interest rates easy...

Grt interest rates easy accesst Reviewed on: 17th April 2025

Atom Bank.. Top marks

always receive money straight in and out of account when requested and excellent app and communication....fantastic service always Reviewed on: 17th April 2025

Atom Bank are the best

Atom Bank is so good, easy to use the app. The customer service is also excellent. Both speaking to someone or using g the live chat both really good. Reviewed on: 17th April 2025

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