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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5178 reviews)

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4.91

Based on 5,178 reviews, last reviewed 10th Mar 2026

53400% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy Access and competitive Rates I have been with Atom over a year. The account was easy to open. I find the app very useful and informative. I have only spoken to Customer Services... Read more Reviewed on: 10th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5178)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

No hassle money management

They have a simple easy to use app with really good security offer good and fair interest rates to savers and a range of products to allow you to make your money work hard for you. It’s easy to move money around and there is always the option to revive interest monthly which can add a much needed boost to my monthly pension income. Reviewed on: 17th April 2025

Genuinely great service, easy to use & good rates

The thing about Atom is that they’re so good, I’ve had very little reason to make contact with them after my initial account set up. I’m not a great fan of doing everything online or apps, but it was super easy and when I did have a query, there was always a person available to speak to on the phone. Have just bought another one year product with them as they offer competitive rates too. Reviewed on: 17th April 2025

Incredibly easy to set up and access.

Incredibly easy to set up and access. Reviewed on: 17th April 2025

Great rates, and everything is done when you are tol...

Great rates, and everything is done when you are told it will be. Reviewed on: 17th April 2025

,easy to use on line and open new savings accounts

,easy to use on line and open new savings accounts Reviewed on: 17th April 2025

Good bank with easy to use App.

I have saved with Atom for a number of years, and have been very satisfied with the interest rates, ease of reinvesting etc. Reviewed on: 17th April 2025

Immediate, speedy transaction options

Recent changes to withdrawals required selecting the account number. Not obvious so had to query- response excellent. Immediate transfers from & to linked account immediate, which is excellent. Reviewed on: 17th April 2025

Atom ban - highly recommended

Atom Bank has a clear and easy to use App, their interest rates are competitive and they respond and communicate well. Reviewed on: 17th April 2025

Great customer service and good rates of interest.

Great customer service and good rates of interest. Reviewed on: 17th April 2025

A very satisfied customer.

Have been a very satisfied customer with ATOM for several years. They offer great choice of products , to suit all budgets. I especially like the outstanding customer service, the staff are all so friendly, helpful and nothing is a problem. The communication is first class and i always feel like a valued customer Reviewed on: 17th April 2025

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