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Atom Bank: Savings reviews

4.91
Based on 5,180 reviews, last reviewed 12th Mar 2026
53600% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy application process , great easy friendly app ,... Easy application process , great easy friendly app , good communication , good competitive rates . Feel I can trust this bank with my money and have c... Read more Reviewed on: 12th March 2026
Steven W's avatar
Steven W

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5180)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

5
I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Excellent product

5
Great rates with an easy to use app. I also like that you can have your interest paid monthly. Reviewed on: 17th April 2025

Easy app to use good response

5
Easy app to use good return on investment regularly updates Reviewed on: 17th April 2025

Very good helping me with my log in problem, which w...

5
Very good helping me with my log in problem, which was me and not the site. Has a good rate of interest, and pay money back to my designated account at very quick time. No waiting (x) amount of working days for this to happen. With no money interest on that amount on my money in that time Reviewed on: 17th April 2025

Easy to open accounts

5
Really easy process to open and transfer money in to accounts. Reviewed on: 17th April 2025

Excellent reliable & professional service

5
Excellent reliable & professional service Reviewed on: 17th April 2025

Have been an Atom Bank customer for several years an...

5
Have been an Atom Bank customer for several years and very happy with them. Reviewed on: 17th April 2025

Easy and efficient on line savings

5
It's so easy to deal with Atom Bank , on line I can quickly view my savings , add or withdraw money and see the interest mounting up . I have recommended Atom Bank to many of my friends . I do feel like a valued customer , something that isn't always true of bigger banks . Reviewed on: 17th April 2025

Very happy

5
Never had any issues always kept up to speed Reviewed on: 17th April 2025

Very easy, swift and efficient to bank with.

5
Very easy, swift and efficient to bank with. Reviewed on: 17th April 2025

Good interest rates .

5
Good interest rates . Polite and efficient customer service. Reviewed on: 17th April 2025

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