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Atom Bank: Savings reviews

4.93
Based on 4,582 reviews, last reviewed 29th May 2025
709% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
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0%
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1%

Latest highest rating:

5

Great app and friendly customer services The Atom banking app is very intuitive and it is easy to call customer services, who are friendly and helpful. Reviewed on: 29th May 2025
Teresa 's avatar
Teresa

Latest lowest rating:

1

Regular inverster Very easy fix bond.renewal / reinvest made very simple Reviewed on: 17th April 2025
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Happy customer

About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

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Atom Bank Savings reviews (4582)

Review of the Atom Bank, Savings:

Atom excellent service

5
Excellent service with very competitive rates easy to use when depositing or withdrawing would recommend Atom Reviewed on: 19th April 2025

The phone app works very well, and is easy to use.

5
The phone app works very well, and is easy to use. The interest rate is not quite as competitive as it was when I joined, but still represents a good interest rate for an instant access account. Reviewed on: 21st April 2025

All good.

5
Good saving rates. Easy to set up on-line account. Simple to use the app. All good. Reviewed on: 21st April 2025

online/ phone Easy to use service

5
I find Atom Bank online services so easy to use, Excellent service and excellent interest rates in this very difficult financial times, I do recommend Atom to my friends and family Reviewed on: 21st April 2025

Easy to manage Savings account

5
Easy to open account online. No need to provide identification documents which can be onerous with some banks insisting on seeing original documents. Easy to manage account through their APP. Excellent interest rate too! Reviewed on: 21st April 2025

Great bank for saving money, easy to use, simple

5
Great bank for saving money, easy to use, simple Reviewed on: 21st April 2025

Easy to use APP, fuss free

5
Easy to use APP, fuss free. Having had a more than one account over several years I have found the interest rates to be competitive. Depositing and withdrawing funds is simple and good notifications recieved after each tranaction. Reviewed on: 21st April 2025

All good experience with competitive rates

5
All good experience with competitive rates Reviewed on: 21st April 2025

You get exactly what it says on the packet!

5
You get exactly what it says on the packet!! No messing about Reviewed on: 21st April 2025

Great App based savings account

5
I opened my first account with Atom a few months ago and I am delighted with the ease of operation. I have an App based instant access savings account, which offers one of the best interest rates available currently. Opening the account was straightforward and took very little time, so it was convenient for me. The App itself has a very aesthetically pleasing look, and it is extremely easy to navigate your way around. Communication from Atom has been excellent and I feel fully informed of what is happening with my money. Making deposits and witdrawals is straightforward and I have quick and easy access to my money and I can see what is happening with it. I am also aware of any penalties to interest for woithdrawals. Overall I am very happy and I would highly recommend this account. Reviewed on: 21st April 2025

Found this a very good bank.

5
Found this a very good bank. All dealings efficiently processed and would highly recommend them. Reviewed on: 21st April 2025