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Atom Bank: Savings reviews

4.92
Based on 4,812 reviews, last reviewed 20th Feb 2026
10250% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent App & Competitive Rates Their app is really easy to use and their rates paid very competitive. Reviewed on: 20th February 2026
Teyo G's avatar
Teyo G

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026
Mike's avatar
Mike

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (4812)

Review of the Atom Bank, Savings:

online/ phone Easy to use service

5
I find Atom Bank online services so easy to use, Excellent service and excellent interest rates in this very difficult financial times, I do recommend Atom to my friends and family Reviewed on: 21st April 2025

Probably the best that’s out there

5
They’ve always been very efficient and when I complained about a mistake that it happened they paid compensation. Reviewed on: 11th February 2026

Great app based bank

5
Very simple to move one savings product to another upon maturity. Easy process on the app. Reviewed on: 11th February 2026

Atom must be the most approachable bank in England.

5
Atom must be the most approachable bank in England. The service you receive is great and customer support if ever needed is jus a phone call away.Fantastic. Reviewed on: 10th February 2026

No Problem!

5
I have never (ever) had a problem with Atom. I could not say the same about any other bank, and there have been a few! Reviewed on: 10th February 2026

Great products and easy to use App

5
Great app with easy navigation and great products too. Reviewed on: 10th February 2026

You can rely on Atom.

5
Always ahead of you. Inform the customer first. Reviewed on: 10th February 2026

Savings as it should be

5
Offering an easy to use product with excellent customer service. Reviewed on: 10th February 2026

Very clear and easy to understand initial instructio...

5
Very clear and easy to understand initial instructions and app is very easy to use and secure. Regular updates. Not too many confusing accounts. Excellent end of year tax voucher summary. Seem customer centric. Reviewed on: 10th February 2026

Great service

5
Had a couple of accounts now for a few years very easy app .very quick and easy to open and use Reviewed on: 10th February 2026

Easy to invest.

5
Easy to invest. Good rates. Happy with my account Reviewed on: 10th February 2026

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