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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5181 reviews)

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4.91

Based on 5,180 reviews, last reviewed 12th Mar 2026

53600% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy application process , great easy friendly app ,... Easy application process , great easy friendly app , good communication , good competitive rates . Feel I can trust this bank with my money and have c... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5181)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Website easy to use.

Website easy to use. Communication as and when required. Reviewed on: 17th April 2025

Easy to use app

I've not had to contact anyone, so I've rated customer service as neutral Reviewed on: 17th April 2025

Great app.

Great app. , easy to use and very explanatory Reviewed on: 17th April 2025

Great website.

I have never used such a simple, easy and effective website, it’s great. Even I, a lady in her 70s with only basic computer knowledge, can use it. Reviewed on: 17th April 2025

Simple to use , accessible app that allows help if y...

Simple to use , accessible app that allows help if you need it. Reviewed on: 17th April 2025

Savings to write about.

Savings to write about. Easy to set up account. Competitive interest rates. Excellent Customer Service. Lightening quick transactions. Low number of marketing emails. So easy everyone should have an Atom account.....or two! Reviewed on: 17th April 2025

Simple to set up and no gimmicks.

Simple to set up and no gimmicks. Perfect Reviewed on: 17th April 2025

Easy to use app and great customer support

The app is simple to use which is a really good start. The interest rates might not be the best available, but they’re still pretty competitive. I’ve had a couple of customer support interactions and, to be fair, the experience was refreshingly positive. Reviewed on: 17th April 2025

Bank does everything I require.

Bank does everything I require. Hasn’t caused me any problems and seems to be looking after my money Reviewed on: 17th April 2025

Opening, adding funds etc is simple.

Opening, adding funds etc is simple. good interest rates. Needs to be added to open banking for credit reports. (clearscore) Reviewed on: 17th April 2025

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